David Ramirez
$104,900$119,5002 bd1 ba1,010 sqft$104 /sqft$1,002 /mo all-in ↓

5267 81ST STREET N UNIT 5, ST PETERSBURG, FL, 33709

Active125 days on marketListed Apr 14, 2026MLS #TB8497667

Priced 31% below the ST PETERSBURG 33709 medianReduced $15KCondominiumPARADISE SHORES

About this home

5267 81ST STREET N UNIT 5

Welcome to your paradise, called "Paradise Shores," in the heart of St. Pete, just minutes from our beautiful beaches, either full-time or as a winter retreat! What a wonderful place to call home. "RARELY AVAILABLE FIRST FLOOR": This very well-maintained 2-bedroom, 1-bath features a walk-in shower and covered parking space #5 steps from the condo and is move-in ready, turnkey!. As you enter this beautifully appointed 1st-floor condo, you will be greeted by a spacious open floor plan that seamlessly integrates the living, dining, and kitchen areas; there is also a bonus sunroom for additional space for an office or just relaxing with your favorite book and generous closets for plenty of storage. The spacious layout is perfect for entertaining friends and family, and having a covered parking space right outside the back door is now so convenient. This wonderful condo features updated windows, HVAC 2019, tile flooring, an appliance packet, and a walk-in shower in the bathroom for your convenience. Paradise Shores offers the welcoming 55+ condo that not only provides a comfortable living space but also encourages an active and vibrant lifestyle. At Paradise Shores, you can indulge in resort-style living with a heated pool that is open year-round, shuffleboard courts, and bocce ball for friendly conversation under the sun with friends and family. The property offers a grilling station and a community library. The clubhouse is the heart of the community, where you can connect with neighbors and forge lasting friendships. Located just moments from the beach, this condo combines the best of coastal living with the convenience of the nearby VA hospital, Target, Publix, Tyrone Mall, Seminole Outdoor Mall, Madeira Beach, shopping, dining, and cultural attractions, downtown St. Pete, and John's Pass—just too many to list. The monthly HOA fee includes cable TV, Wi-Fi, natural gas for cooking and heating the water (no hot water heaters in the unit; the hot water boilers are covered by the HOA), the building exterior, reserves, grounds maintenance, recreational facilities, the roof, trash, water & sewer. Schedule your private tour today and discover the endless possibilities awaiting you at Paradise Shores. Embrace the lifestyle you deserve. The seller is offering turnkey

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,010

Sqft

0 ac

Lot size

1972

Year built

Two

Levels

$104

Per sqft

Negotiable55+ community

Inside

FlooringCarpet · Tile
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorAwning(s)

Community & fees

Taxes (2024)$2,140/yr
PetsNo
CommunityAssociation Recreation - Lease · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,002 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$618
FHA mortgage insurance (est.)$46
Property tax — 2024 actual bill$178
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,672Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,672
Interest rate6.00%
Loan term

Estimated payment

$1,002/mo

Principal & interest$618
FHA mortgage insurance (est.)$46
Property taxes (actual bill)$178
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $105K
$101KedgeAI estimate $158,438 · range $132K$210K$218K

vs edgeAI estimate

−33.8%

$/sqft vs PARADISE SHORES

$104 vs $104

Days on market

125 vs 57 typical

Where $104/sqft sits among the 17 homes for sale in PARADISE SHORES

11 · this home
3
1
0
0
2
$85–124$124–162$162–201$201–239$239–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Paradise Shores

Map of 5267 81ST STREET N UNIT 5 inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Paradise Shores — neighborhood snapshot

Population

352

Median age

63

Median income

$52,552

Median home value

$131,100

Avg household

2

Households w/ children

12%

For the school run

Pinellas County School District

ElementarySeventy-Fourth St. Elementary★★★★★
MiddleAzalea Middle School★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

9 of 17

PARADISE SHORES have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $104,900 $15K
Apr 14, 2026Listed at $119,500 · 125 days on market since
1972Built · PARADISE SHORES

Reality check

What actually sold near 5267 81ST STREET N UNIT 5

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5297 81ST LANE N UNIT 4Sold · Jan ’26

$110,000

5297 81ST LANE N UNIT 4 · same community

2 bd · 1 ba · 1,010 sqft · $109/sqft · 56 DOM

5246 81ST STREET N UNIT 10Sold · Sep ’25

$118,000

5246 81ST STREET N UNIT 10 · same community

2 bd · 2 ba · 1,010 sqft · $117/sqft · 10 DOM

5286 81ST STREET N UNIT 4Sold · Mar ’26

$120,000

5286 81ST STREET N UNIT 4 · same community

2 bd · 2 ba · 1,085 sqft · $111/sqft · 165 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5267 81ST STREET N UNIT 5 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5267 81ST STREET N UNIT 5 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

5267 81ST STREET N UNIT 5 FAQs

What would the monthly payment be for 5267 81ST STREET N UNIT 5?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,002/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5267 81ST STREET N UNIT 5?+

The most recent tax bill on record (2024) was $2,140. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5267 81ST STREET N UNIT 5?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $104,900, this home is listed about 76% below the St Petersburg median of $436,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5267 81ST STREET N UNIT 5?+

Seventy-Fourth St. Elementary (elementary), Azalea Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33709 market on paper

$104,900 is 31% below the ST PETERSBURG 33709 median of $151,498, and at $104/sqft it sits under the St Petersburg average of $380.

02Time on market is leverage

125 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $119,500, now $104,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 RE CHAMPIONS · Melissa Vivenzio, PA. MLS #TB8497667.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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