David Ramirez
$435,000$445,0002 bd2 ba1,432 sqft$304 /sqft$3,217 /mo all-in ↓

7418 ISLANDER LANE, HUDSON, FL, 34667

Active85 days on marketListed Apr 29, 2026MLS #TB8501884

Reduced $10KWaterfrontSingle Family ResidenceSEA PINES SUB UNIT THREE

Come see it

Upcoming open house

Sat, Jul 25

11:00 AM – 2:00 PM

Experience Florida waterfront living in person! Tour this beautifully updated home featuring a private dock with direct Gulf access, an open and inviting floor plan, and a peaceful waterfront setting. Stop by during the scheduled open house and discover everything this home has to offer!

About this home

7418 ISLANDER LANE

Welcome to waterfront living in the Sea Pines community of Hudson, where this property offers direct access to the Gulf and the flexibility to enjoy Florida’s coastal lifestyle your way! Relax and enjoy the natural, serene view of the salt water canal from your private floating dock. Fish from the dock or explore the surrounding waterways in your boat. Inside, the home offers a functional layout with natural light throughout the main living areas. Low maintenance tile and luxury vinyl floors. Kitchen updated in 2025 with new shaker cabinets, quartz countertops, decorative tile backsplash stainless steel refrigerator, range, and dishwasher. Guest bath update with new vanity and tub. Newer washer and dryer (2025). Roof and HVAC replaced in 2024. Newer hot water heater (2023). HOA is a mandatory $100 annually and covers lawn maintenance of two neighborhood parks. An optional annual HOA fee of $50/year grants access to community boat ramp usage. Located near US 19 with shopping, dining, medical facilities, and outdoor recreation close by. Schedule your private showing to explore the possibilities with this waterfront property!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,432

Sqft

0.13 ac

Lot size

1

Garage

1978

Year built

One

Levels

$304

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · L Dining
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationOther
ViewWater
FacesNorth
ExteriorSliding Doors

Community & fees

HOA fee$8/mo
Taxes (2025)$3,551/yr
PetsYes
CommunityCommunity Boat Ramp · Golf Carts OK

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,217 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$296
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,217/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$296
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$201KedgeAI estimate $324,974 · range $209K$382K$452K

vs edgeAI estimate

+33.9%

$/sqft vs Hudson actives

$304 vs $196

Days on market

85 vs 42 typical

Where $304/sqft sits among the 400 Hudson actives

116
119
62
44 · this home
23
36
$122–169$169–216$216–263$263–310$310–358$358+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sea Pines

Map of 7418 ISLANDER LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)58 min
Downtown Tampa62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Sea Pines — neighborhood snapshot

Population

1,039

Median age

37

Median income

$83,461

Median home value

$336,827

Avg household

3

Households w/ children

95%

For the school run

Pasco County School District

MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

192 of 400

Hudson actives have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $435,000 $10K
Apr 29, 2026Listed at $445,000 · 85 days on market since
1978Built · SEA PINES SUB UNIT THREE

Reality check

What actually sold near 7418 ISLANDER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6531 SEAVIEW BOULEVARDSold · Apr ’26

$384,900

6531 SEAVIEW BOULEVARD

3 bd · 2 ba · 1,449 sqft · $266/sqft · 297 DOM

6637 DRIFTWOOD DRIVESold · May ’26

$415,000

6637 DRIFTWOOD DRIVE

2 bd · 2 ba · 1,411 sqft · $294/sqft · 66 DOM

7118 WILCOX DRIVESold · Feb ’26

$110,000

7118 WILCOX DRIVE

2 bd · 2 ba · 1,344 sqft · $82/sqft · 383 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7418 ISLANDER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7418 ISLANDER LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7418 ISLANDER LANE FAQs

What would the monthly payment be for 7418 ISLANDER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,217/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7418 ISLANDER LANE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7418 ISLANDER LANE?+

The most recent tax bill on record (2025) was $3,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7418 ISLANDER LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $435,000, this home is listed about 32% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7418 ISLANDER LANE?+

Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$435,000 runs 54% above the HUDSON 34667 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

85 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $445,000, now $435,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Crystal Karkatselos. MLS #TB8501884.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Hudson homes, in your inbox

Like 7418 ISLANDER LANE but not quite? A daily digest of every new listing in Hudson — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 9:07 PM UTC. The listing information on this page last changed on July 23, 2026 at 9:07 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 9:07 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 9:07 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.