David Ramirez
$450,000$495,0002 bd2 ba1,110 sqft$405 /sqft$4,515 /mo all-in ↓

11650 CAPRI CIRCLE S UNIT 204, TREASURE ISLAND, FL, 33706

Active99 days on marketListed Apr 26, 2026MLS #TB8501688

Reduced $45KCondominiumTIDES OF CAPRI WEST CONDO

About this home

11650 CAPRI CIRCLE S UNIT 204

REDUCED....PANORAMIC SUNSETS FOR BEACH LOVERS... This condo has only two floors and this unit is on the second floor. The beach is just a short distance away and the unit is the final unit near the elevator. This magnificent 2 bedrooms and 2 bathrooms with laundry in the unit and a covered parking #204 and a large storage space for your pool and beach toys. The unit has New A/C, New Water Heater, New Electric Panel, and All windows has New Plantation blinds . There is plenty of guest parking and this building allows pets. This is a must visit. Call for your private tour, and the seller is accepting offers...

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,110

Sqft

0 ac

Lot size

1981

Year built

Two

Levels

$405

Per sqft

Water viewNegotiablePets allowed

Inside

FlooringLaminate · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Gas Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Elevator · Living Room/Dining Room Combo · Thermostat
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
ViewWater
FacesWest
ParkingGuest · Reserved · Under Building
ExteriorCourtyard · Lighting · Outdoor Grill · Storage

Community & fees

HOA fee$969/mo
Taxes (2025)$6,459/yr
PetsYes
CommunityBoat Slip · Dock · Waterfront · Buyer Approval Required · Dog Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,515 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$538
Condo fee — from the listing$969
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$4,515/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$538
HOA / condo fee$969
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$280KedgeAI estimate $355,432 · range $292K$384K$468K

vs edgeAI estimate

+26.6%

$/sqft vs Treasure Island actives

$405 vs $522

Days on market

99 vs 74 typical

Where $405/sqft sits among the 172 Treasure Island actives

54
43 · this home
23
20
15
17
$232–393$393–555$555–716$716–877$877–1038$1038+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Capri Isle

Map of 11650 CAPRI CIRCLE S UNIT 204 inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

Capri Isle — neighborhood snapshot

Population

1,978

Median age

60

Median income

$129,262

Median home value

$668,850

Avg household

2

Households w/ children

44%

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer12.4 months of inventoryBuyer’s market

$685K$648K

Treasure Island median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

97 of 172

Treasure Island actives have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $450,000 $45K
Apr 26, 2026Listed at $495,000 · 99 days on market since
1981Built · TIDES OF CAPRI WEST CONDO

Reality check

What actually sold near 11650 CAPRI CIRCLE S UNIT 204

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11650 CAPRI CIRCLE S UNIT 108Sold · Apr ’26

$399,000

11650 CAPRI CIRCLE S UNIT 108 · same community

2 bd · 2 ba · 1,110 sqft · $359/sqft · 138 DOM

556 PLAZA SEVILLE COURT UNIT 106Sold · Dec ’25

$190,000

556 PLAZA SEVILLE COURT UNIT 106

2 bd · 2 ba · 1,145 sqft · $166/sqft · 43 DOM

507 PLAZA SEVILLE COURT UNIT 16Sold · Aug ’25

$293,000

507 PLAZA SEVILLE COURT UNIT 16

2 bd · 2 ba · 1,145 sqft · $256/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11650 CAPRI CIRCLE S UNIT 204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11650 CAPRI CIRCLE S UNIT 204 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11650 CAPRI CIRCLE S UNIT 204 FAQs

What would the monthly payment be for 11650 CAPRI CIRCLE S UNIT 204?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,515/mo — principal and interest, the actual property-tax bill, the $969/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11650 CAPRI CIRCLE S UNIT 204?+

The association fee works out to $969 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11650 CAPRI CIRCLE S UNIT 204?+

The most recent tax bill on record (2025) was $6,459. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11650 CAPRI CIRCLE S UNIT 204?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $450,000, this home is listed about 32% below the Treasure Island median of $659,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11650 CAPRI CIRCLE S UNIT 204?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Water views

The water view is part of what you're buying — views hold value independently of the structure.

02Know the monthly fee

The association fee is $969/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $495,000, now $450,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of EQUITY REALTY SUNCOAST · Simone Pilz. MLS #TB8501688.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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