650 COLLANY ROAD UNIT 401, TIERRA VERDE, FL, 33715
Active27 days on marketListed Jul 7, 2026MLS #TB8501380
About this home
650 COLLANY ROAD UNIT 401
Experience effortless coastal living in the exclusive gated waterfront community of Sunset Pointe at Collany Key on the island of Tierra Verde. Offered completely turnkey furnished—including all designer furniture, décor, accessories, and housewares—this exceptional 3-bedroom, 3.5-bath residence is ready for immediate enjoyment as a full-time residence, vacation retreat, or investment opportunity. Built in 2017, this elegant condominium offers 2,721 square feet of refined living space with stunning waterfront surroundings and resort-style amenities just moments from the Gulf of Mexico. Designed for both everyday comfort and effortless entertaining, the open-concept floor plan features expansive living and dining areas that flow seamlessly to a large private balcony through walls of sliding glass doors, filling the home with natural light while showcasing beautiful water views and breathtaking coastal sunsets. The well-appointed kitchen offers generous cabinetry, ample prep space, and a functional layout ideal for gathering with family and guests. The primary suite serves as a private retreat with balcony access, spacious walk-in closets, and a luxurious en-suite bath featuring dual vanities, a soaking tub, and a walk-in shower. Two additional guest suites each offer their own private baths, providing comfort and privacy for family and visitors. A convenient laundry and utility room, two assigned under-building parking spaces, and a private storage locker add to the home's functionality and convenience. Residents of Sunset Pointe enjoy an exceptional collection of resort-style amenities including a waterfront geothermal-heated saltwater pool and spa, fitness center, clubhouse, dog park, scenic walking paths, fishing and water access, kayak launch areas, and beautifully maintained grounds throughout the gated community. Surrounded by the natural beauty of Tierra Verde and nearby Shell Key Preserve, this exceptional location is just minutes from waterfront dining, marinas, boating, and the Gulf beaches, while offering convenient access to downtown St. Petersburg, Tampa International Airport, and St. Pete–Clearwater International Airport. Simply bring your suitcase and begin enjoying the Florida lifestyle in one of Tierra Verde's most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,721
Sqft
2
Garage
2017
Year built
One
Levels
$990
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,260 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,260/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.9%
$/sqft vs Tierra Verde actives
$990 vs $441
Days on market
27 vs 66 typical
Where $990/sqft sits among the 60 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$628K → $1.1M
Tierra Verde median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
35 of 60
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 907% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 COLLANY ROAD UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$2,800,000
650 COLLANY ROAD UNIT 503 · same community
3 bd · 3.5 ba · 2,746 sqft · $1,020/sqft · 12 DOM
Sold · Apr ’26$1,950,000
967 LANDMARK CIRCLE S
3 bd · 3 ba · 2,717 sqft · $718/sqft · 1 DOM
Sold · Jan ’26$1,340,595
852 3RD AVE S
4 bd · 3 ba · 2,651 sqft · $506/sqft · 248 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 650 COLLANY ROAD UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 COLLANY ROAD UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
650 COLLANY ROAD UNIT 401 FAQs
What would the monthly payment be for 650 COLLANY ROAD UNIT 401?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,260/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 650 COLLANY ROAD UNIT 401?+
The most recent tax bill on record (2025) was $30,573. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 650 COLLANY ROAD UNIT 401?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $2,695,000, this home is listed about 225% above the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.
Which schools are assigned to 650 COLLANY ROAD UNIT 401?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Liz Heinkel. MLS #TB8501380.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tierra Verde homes, in your inbox
Like 650 COLLANY ROAD UNIT 401 but not quite? A daily digest of every new listing in Tierra Verde — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →