650 COLLANY ROAD UNIT 405, TIERRA VERDE, FL, 33715
Active145 days on marketListed Mar 10, 2026MLS #TB8481258
About this home
650 COLLANY ROAD UNIT 405
Experience exceptional water and beachfront living at Sunset Pointe at Collany Key, Tierra Verde's premier gated waterfront community. This luxury Gulf-front condominium offers unobstructed panoramic views of the Gulf, Pass-a-Grille, and Sunset Pointe's private beach, creating a breathtaking backdrop for everyday living. Spanning 2,852 square feet, this residence features 3 bedrooms, 3.5 baths, plus a private office or den. Arrive via a semi-private elevator to your private foyer and step into a light-filled open floor plan designed to maximize the spectacular water views. Floor-to-ceiling sliding glass doors lead to an expansive waterfront balcony where you can enjoy stunning sunsets, sea breezes, and dolphin sightings. The spacious primary suite offers direct balcony access, walk-in closets, and a spa-inspired bath, while two guest suites provide privacy and comfort for family and visitors. Additional highlights include a large private 2-car garage located under the building, climate-controlled storage, and a full laundry room. Residents enjoy resort-style amenities including a private beach, geothermal heated saltwater pool and spa, fitness center, kayak launch, fishing pier, waterfront boardwalk, fire pits, and barbecue areas. Surrounded by the natural beauty of Shell Key Preserve and just minutes from St. Pete Beach, marinas, waterfront dining, and vibrant downtown St. Petersburg, this is Florida coastal living at its finest. Schedule your private showing today and live the beachfront lifestyle now!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,852
Sqft
0.53 ac
Lot size
2
Garage
2017
Year built
One
Levels
$980
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,736 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,736/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tierra Verde actives
$980 vs $441
Days on market
145 vs 66 typical
Where $980/sqft sits among the 60 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$628K → $1.1M
Tierra Verde median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
35 of 60
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 945% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 COLLANY ROAD UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$2,650,000
224 7TH STREET E
4 bd · 3 ba · 2,854 sqft · $929/sqft · 279 DOM
Sold · Feb ’26$3,125,000
800 COLLANY ROAD UNIT 304
3 bd · 3.5 ba · 2,939 sqft · $1,063/sqft · 33 DOM
Sold · Mar ’26$3,200,000
800 COLLANY ROAD UNIT 303
3 bd · 3.5 ba · 2,939 sqft · $1,089/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 650 COLLANY ROAD UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 COLLANY ROAD UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
650 COLLANY ROAD UNIT 405 FAQs
What would the monthly payment be for 650 COLLANY ROAD UNIT 405?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,736/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 650 COLLANY ROAD UNIT 405?+
The most recent tax bill on record (2025) was $29,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 650 COLLANY ROAD UNIT 405?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $2,795,000, this home is listed about 237% above the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.
Which schools are assigned to 650 COLLANY ROAD UNIT 405?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,795,000 runs 945% above the TIERRA VERDE 33715 median — but at 2,852 sqft it's also 45% larger than the typical Tierra Verde listing.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
145 days on market against a Tierra Verde median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,895,000, now $2,795,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Liz Heinkel. MLS #TB8481258.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tierra Verde homes, in your inbox
Like 650 COLLANY ROAD UNIT 405 but not quite? A daily digest of every new listing in Tierra Verde — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →