8780 E DERBY OAKS DRIVE, FLORAL CITY, FL, 34436
Active99 days on marketListed Apr 27, 2026MLS #TB8501345
About this home
8780 E DERBY OAKS DRIVE
Welcome to one of the most sought after subdivisions in Floral City! This unique 3 bed 2 bath Derby Oaks home has so much to offer. Desirable features include hardwood flooring throughout, wood fireplace, large carpeted bedrooms, an open floor plan, breakfast bar, lots of storage, an above ground pool and so much more. Plenty of barns/shops for storing lawn equipment, tools, storage, or anything else you desire. Sitting on over ten acres of beautiful pasture land this is a rare opportunity in this low inventory market. Come take a look at this must see home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,152
Sqft
10.11 ac
Lot size
2
Garage
2000
Year built
One
Levels
$395
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,349 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,349/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Floral City actives
$395 vs $191
Days on market
99 vs 64 typical
Where $395/sqft sits among the 44 Floral City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Floral City
Get to know Floral City. See the full Floral City guide →
FLORAL CITY 34436 — neighborhood snapshot
Population
8,170
Median age
60.3
Median income
$50,139
Median home value
$201,400
Avg household
2.25
Households w/ children
563
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Floral City market
$245K → $300K
Floral City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
25 of 44
Floral City actives have cut their price
Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 215% above the FLORAL CITY 34436 median. See the full Floral City market guide →
Paper trail
This home's history
Reality check
What actually sold near 8780 E DERBY OAKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$265,000
9832 S BUCKSKIN AVENUE · same community
5 bd · 2 ba · 2,046 sqft · $130/sqft · 36 DOM
Sold · Apr ’26$285,000
8350 E DERBY OAKS DRIVE · same community
4 bd · 3 ba · 1,728 sqft · $165/sqft · 2 DOM
Sold · Dec ’25$270,000
10380 S PARKSIDE AVENUE · same community
4 bd · 2 ba · 1,560 sqft · $173/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8780 E DERBY OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8780 E DERBY OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8780 E DERBY OAKS DRIVE FAQs
What would the monthly payment be for 8780 E DERBY OAKS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,349/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8780 E DERBY OAKS DRIVE?+
The most recent tax bill on record (2025) was $3,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Floral City?+
At $850,000, this home is listed about 224% above the Floral City median of $261,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8780 E DERBY OAKS DRIVE?+
Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LISTED SIMPLY · Sinan Zakaria. MLS #TB8501345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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