David Ramirez
$749,000$825,0003 bd4 ba3,642 sqft$206 /sqft$5,352 /mo all-in ↓

6121 S SUNWAY POINT, FLORAL CITY, FL, 34436

Active227 days on marketListed Dec 24, 2025MLS #TB8458224

Reduced $76KWaterfrontPrivate poolSingle Family ResidenceTURNER GEORGE UNREC

About this home

6121 S SUNWAY POINT

SELLER MOTIVATED....This beautiful and peaceful home is nestled on a perfect lot with Lake Church as its backdrop. Gorgeous all day views that will make you stand and just enjoy watching nature do its thing. This 3 bedroom 4 bath home offers 2 Primary Suites one upstairs and the other on the main level and a third bedroom on the main level for whoever needs it as well as your own private SAUNA / STEAMROOM. The kitchen is nicely equipped with a formal Dining room as well as a dinette. SELLER IS MOTIVATED..... There are amazing Lake views from multiple places in the home plus a large back deck, completely screened in with a perfect sized salt water pool to enjoy all the hot summer days and nights to go along with that ever amazing lake view. Entertaining in this home will be easy with lots of open areas to have crowds gather comfortably. There is a dock with a sitting area and lift for your boat of which you should enjoy using it on the large relaxing lake. There is also a place to park and RV with a plug power source. SELLER IS MOTIVATED!

Facts & features

The home at a glance

3

Bedrooms

4

Bathrooms

3,642

Sqft

0.78 ac

Lot size

2

Garage

1987

Year built

Two

Levels

$206

Per sqft

Private poolWaterfrontFireplaceTrees/Woods & Water view

Inside

FlooringCeramic Tile · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ExteriorSliding Doors

Community & fees

Taxes (2025)$10,430/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,352 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$869
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$5,352/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$869
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Floral City actives

$206 vs $191

Days on market

227 vs 67 typical

Where $206/sqft sits among the 40 Floral City actives

17
16 · this home
3
2
0
2
$102–176$176–249$249–322$322–396$396–469$469+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Floral City

Map of 6121 S SUNWAY POINT

Get to know Floral City. See the full Floral City guide →

FLORAL CITY 34436 — neighborhood snapshot

Population

8,170

Median age

60.3

Median income

$50,139

Median home value

$201,400

Avg household

2.25

Households w/ children

563

For the school run

Citrus County School District

ElementaryFloral City Elementary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Floral City market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$245K$270K

Floral City median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

23 of 40

Floral City actives have cut their price

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 151% above the FLORAL CITY 34436 median. See the full Floral City market guide →

Paper trail

This home's history

CurrentPrice reduced to $749,000 $76K
Dec 24, 2025Listed at $825,000 · 227 days on market since
1987Built · TURNER GEORGE UNREC

Reality check

What actually sold near 6121 S SUNWAY POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5141 S POINTE DRIVESold · Jul ’26

$475,000

5141 S POINTE DRIVE

3 bd · 2 ba · 3,543 sqft · $134/sqft · 145 DOM

8640 E HENDERSON TRAILSold · Jan ’26

$420,000

8640 E HENDERSON TRAIL

3 bd · 2 ba · 3,171 sqft · $132/sqft · 136 DOM

5124 S POINTE DRIVESold · Mar ’26

$695,000

5124 S POINTE DRIVE

3 bd · 2.5 ba · 2,607 sqft · $267/sqft · 146 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6121 S SUNWAY POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6121 S SUNWAY POINT — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

6121 S SUNWAY POINT FAQs

What would the monthly payment be for 6121 S SUNWAY POINT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,352/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6121 S SUNWAY POINT?+

The most recent tax bill on record (2025) was $10,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Floral City?+

At $749,000, this home is listed about 150% above the Floral City median of $300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6121 S SUNWAY POINT?+

Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$749,000 runs 151% above the FLORAL CITY 34436 median — but at 3,642 sqft it's also nearly twice the size of the typical Floral City listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

227 days on market against a Floral City median of 67 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $825,000, now $749,000 — a $76K cut. The full history is in the market section below.

Listing courtesy of FLORIDA REALTY INVESTMENTS · Terry Sobzak. MLS #TB8458224.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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