6400 46TH AVENUE N UNIT 214, KENNETH CITY, FL, 33709
Pending105 days on marketListed Apr 24, 2026MLS #TB8501094
About this home
6400 46TH AVENUE N UNIT 214
Experience the ultimate Florida lifestyle in this beautifully updated residence, thoughtfully decorated as a coastal retreat to ensure every day feels like a day at the beach. Located in the heart of Kenneth City in the desirable Willow Lake 55+ community, this bright and airy unit captures the essence of seaside living from the moment you step through the door. Offered fully furnished with tasteful coastal decor, this move-in-ready home boasts significant high-value upgrades for total peace of mind, including a BRAND NEW HVAC system and NEW energy-efficient windows. The open-concept floor plan features new flooring, fresh paint, and a modern kitchen with a new dishwasher. The primary suite offers a versatile extra sitting area—ideal for a home office or sunlit reading nook—overlooking the peaceful community pond. The "All-Inclusive" HOA fee covers: * High-Speed Internet & Cable TV Water, Sewer, & Trash Maintenance of the heated gunite pool and lakeside clubhouse This pet-friendly sanctuary (allowing 2 pets up to 35 lbs) is perfectly positioned just minutes from Tyrone Square Mall, top-tier medical facilities, and the award-winning Gulf Beaches. Whether you’re looking for a seasonal escape or a permanent "Happy Place," this condo delivers the best of Pinellas County living. Just bring your toothbrush!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
870
Sqft
0.57 ac
Lot size
1978
Year built
One
Levels
$85
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,309 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,309/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−72.7%
$/sqft vs Kenneth City actives
$85 vs $143
Days on market
105 vs 66 typical
Where $85/sqft sits among the 29 Kenneth City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kenneth City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kenneth City. See the full Kenneth City guide →
KENNETH CITY 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kenneth City market
$130K → $310K
Kenneth City median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
21 of 29
Kenneth City actives have cut their price
Median sold price, Kenneth City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the KENNETH CITY 33709 median. See the full Kenneth City market guide →
Paper trail
This home's history
Reality check
What actually sold near 6400 46TH AVENUE N UNIT 214
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$82,500
6400 46TH AVENUE N UNIT 121 · same community
1 bd · 1 ba · 870 sqft · $95/sqft · 0 DOM
Sold · Sep ’25$69,500
6400 46TH AVENUE N UNIT 114 · same community
1 bd · 1 ba · 870 sqft · $80/sqft · 4 DOM
Sold · Nov ’25$95,000
6400 46TH AVENUE N UNIT 313 · same community
2 bd · 2 ba · 1,150 sqft · $83/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6400 46TH AVENUE N UNIT 214 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6400 46TH AVENUE N UNIT 214 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6400 46TH AVENUE N UNIT 214 FAQs
What would the monthly payment be for 6400 46TH AVENUE N UNIT 214?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,309/mo — principal and interest, the actual property-tax bill, the $559/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6400 46TH AVENUE N UNIT 214?+
The association fee works out to $559 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6400 46TH AVENUE N UNIT 214?+
The most recent tax bill on record (2025) was $1,462. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6400 46TH AVENUE N UNIT 214?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kenneth City?+
At $74,000, this home is listed about 42% below the Kenneth City median of $127,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6400 46TH AVENUE N UNIT 214?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KENNETH CITY 33709 market on paper
$74,000 is 52% below the KENNETH CITY 33709 median of $155,000, and at $85/sqft it sits under the Kenneth City average of $178.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $559/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $95,000, now $74,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Angelique Blake. MLS #TB8501094.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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