David Ramirez
$159,000$184,0002 bd2 ba1,405 sqft$113 /sqft$1,423 /mo all-in ↓

6400 46TH AVENUE N UNIT 301, KENNETH CITY, FL, 33709

Active59 days on marketListed Jun 8, 2026MLS #TB8516062

Reduced $25KWaterfrontCondominiumWILLOW LAKE BLDG 5 CONDO

About this home

6400 46TH AVENUE N UNIT 301

Welcome home to your Florida lifestyle in the highly desirable Willow Lakes 55+ community—one of the most sought-after communities in the area, ideally located just minutes from our beautiful Gulf beaches, vibrant downtown St. Petersburg, scenic parks, restaurants, and premier shopping destinations and malls. This rarely available, top-floor, very private corner unit offers some of the best views in the entire community, overlooking a peaceful pond while delivering exceptional privacy, abundant natural light, and an elevated sense of space. Offering 1,405 square feet, this beautifully maintained residence features 2 bedrooms, 2 full bathrooms, and a versatile bonus room that can function as a home office, hobby space, reading retreat, or guest area—one of the largest floor plans in Willow Lakes, providing the comfort and functionality often associated with a single-family home, without the maintenance. The thoughtful layout is ideal for both everyday living and entertaining, with a spacious living room, generous dining area, and bonus room. As a corner unit, additional windows enhance natural light and showcase tranquil views from multiple vantage points. The kitchen blends style and practicality with solid wood cabinetry, granite countertops, and a convenient pantry/storage area. Durable ceramic tile and waterproof laminate flooring run throughout the home for easy maintenance and long-term durability. The spacious primary suite includes ample closet space and a private en-suite bath. The guest bathroom also features an upgraded front-load washer and dryer for added convenience. The home is being offered with select furnishings included, truly making it move-in ready. Additional highlights include abundant storage throughout and an assigned parking space, with additional guest parking available. Residents of Willow Lakes enjoy a resort-style 55+ lifestyle with amenities including a sparkling swimming pool, sun deck, clubhouse, fitness center, community kitchen, and inviting social spaces designed for both relaxation and connection. The HOA provides exceptional value, covering internet, cable, water, sewer, building insurance, pest control, and exterior maintenance, simplifying ownership and reducing monthly expenses. Peace of mind comes with a brand-new roof installed in 2024. Whether you're a seasonal or full-time resident, this home offers the ideal Florida lifestyle in every season. This pet-friendly building allows one dog and one cat (20-pound limit each), making it easy to enjoy the Florida lifestyle with your companions. With views, space, and move-in-ready convenience, this top-floor corner private unit is a rare and exceptional opportunity. Don’t miss your chance to own this beautiful condo—schedule your private showing today before this gem is gone!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,405

Sqft

0 ac

Lot size

1978

Year built

Three Or More

Levels

$113

Per sqft

WaterfrontNegotiable55+ community

Inside

FlooringCeramic Tile · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofBuilt-Up · Membrane
ConstructionBlock
FoundationSlab
FacesNorth
ParkingAssigned · Guest
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$3,085/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Community Mailbox · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,423 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$936
FHA mortgage insurance (est.)$70
Property tax — 2025 actual bill$257
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,565
Interest rate6.00%
Loan term

Estimated payment

$1,423/mo

Principal & interest$936
FHA mortgage insurance (est.)$70
Property taxes (actual bill)$257
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $159K
$153KedgeAI estimate $196,815 · range $163K$210K$219K

vs edgeAI estimate

−19.2%

$/sqft vs Kenneth City actives

$113 vs $150

Days on market

59 vs 62 typical

Where $113/sqft sits among the 31 Kenneth City actives

11 · this home
9
3
2
1
5
$91–132$132–173$173–214$214–255$255–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kenneth City

Map of 6400 46TH AVENUE N UNIT 301

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kenneth City. See the full Kenneth City guide →

KENNETH CITY 33709 — neighborhood snapshot

Population

25,371

Median age

53.3

Median income

$52,621

Median home value

$190,300

Avg household

2.2

Households w/ children

1,922

For the school run

Pinellas County School District

ElementaryWestgate Elementary School★★★★★
HighDixie M. Hollins High School★★★★★
MiddleTyrone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kenneth City market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$130K$310K

Kenneth City median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

21 of 31

Kenneth City actives have cut their price

Median sold price, Kenneth City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the KENNETH CITY 33709 median. See the full Kenneth City market guide →

Paper trail

This home's history

CurrentPrice reduced to $159,000 $25K
Jun 8, 2026Listed at $184,000 · 59 days on market since
1978Built · WILLOW LAKE BLDG 5 CONDO

Reality check

What actually sold near 6400 46TH AVENUE N UNIT 301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6400 46TH AVENUE UNIT 102Sold · Feb ’26

$125,000

6400 46TH AVENUE UNIT 102 · same community

2 bd · 2 ba · 1,345 sqft · $93/sqft · 39 DOM

6400 46TH AVENUE N UNIT 105Sold · Sep ’25

$79,900

6400 46TH AVENUE N UNIT 105 · same community

2 bd · 2 ba · 1,345 sqft · $59/sqft · 203 DOM

6400 46TH AVENUE N UNIT 313Sold · Nov ’25

$95,000

6400 46TH AVENUE N UNIT 313 · same community

2 bd · 2 ba · 1,150 sqft · $83/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6400 46TH AVENUE N UNIT 301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6400 46TH AVENUE N UNIT 301 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

6400 46TH AVENUE N UNIT 301 FAQs

What would the monthly payment be for 6400 46TH AVENUE N UNIT 301?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,423/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6400 46TH AVENUE N UNIT 301?+

The most recent tax bill on record (2025) was $3,085. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6400 46TH AVENUE N UNIT 301?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kenneth City?+

At $159,000, this home is listed about 25% above the Kenneth City median of $127,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6400 46TH AVENUE N UNIT 301?+

Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 RE CHAMPIONS · Melissa Vivenzio. MLS #TB8516062.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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