David Ramirez
$799,900$825,0005 bd3 ba3,160 sqft$253 /sqft$5,336 /mo all-in ↓

9046 SHENANDOAH RUN, WESLEY CHAPEL, FL, 33544

Active91 days on marketListed Apr 25, 2026MLS #TB8500561

Reduced $25KSingle Family ResidenceHOMESTEADS SADDLEWOOD

About this home

9046 SHENANDOAH RUN

Lovely estate home located in Phase II of the Homesteads of Saddlewood! Soaring ceilings and amazing conservation views greet you as you enter the front door. The common living areas form the hub of an open-concept floor plan, with bedrooms thoughtfully split in three different directions for privacy. At the heart of the home are the Kitchen and Living Room.</p><br >Remodeled in 2022, the Chef’s Kitchen offers all the fine appointments you would expect in an executive home: quartz countertops, custom cabinetry adorned with crown moulding, and a backsplash that adds a pop of color. High-end stainless steel appliances include a Wolf induction range, and a Wolf microwave drawer, Subzero double-door refrigerator, and a quiet Samsung dishwasher (2025). The designer-inspired Dinette space features a custom banquette-style island with a quartz countertop and seating for four. The breakfast bar defines one side of the Kitchen while connecting it seamlessly to the Living Room. The Living Room features gleaming wood floors along with custom, built-in shelves and cabinets.</p><br >The oversized Owner’s Suite is split from the other bedrooms for maximum privacy. A jetted spa tub, separate shower, dual vanities with lavatories, and a private powder room give the Owner’s Spa/Bathroom the luxurious feel you would expect in a home of this caliber. Refreshed in recent weeks, finishes include quartz countertops, updated cabinet hardware, and upgraded lighting and plumbing fixtures.</p><br >Bedroom 4 is located in the opposite corner of the home. Together with Bathroom 3, it could function as a Multi-Generational Suite. Bathroom 3 features upgraded plumbing and lighting fixtures, and includes a shower (no tub) and direct entry to the Lanai. Adding a pool? This would make an ideal pool bath. Two additional bedrooms (Bedrooms 2 and 3) and a generously sized Hallway Bathroom with upgraded plumbing and lighting fixtures are located on the same side of the home near the front.</p><br >Bonus/5th: The upstairs Bonus Room, currently used as a 5th Bedroom, offers versatile space for a Media Room, Office/Den, playroom, or more. A dedicated Office/Den is just inside the front door and includes windows on two walls for great natural light, double doors, and a ceiling fan.</p><br >Step outside and enjoy the under-roof Lanai, an inviting outdoor living area. Sliding doors allow you to adapt the space to the weather, creating a seamless flow from the interior of the home to the Lanai and onward to the outdoor living space. Picture yourself cooking out and enjoying a great al fresco meal on the spacious wood deck—ideal for entertaining or simply enjoying outdoor living, Florida style. Sip a cup of tea or coffee on the verandah-style front porch.</p><br >The roof was replaced in 2020, and the A/C is an energy-efficient unit installed in 2024. Other improvements include fresh exterior paint (2024), transfer switch for a standby generator (2020), water heater (2021), and drain/lateral field (2020).</p><br >Homesteads of Saddlewood is a gated, deed-restricted equestrian community with deeded access to the Cypress Creek Preserve. Ride your horse or bicycle, hike, run, or skate on miles of paved and unpaved trails. Located in Wesley Chapel just minutes from The Groves and Cinebistro, Tampa Premium Outlets, Wiregrass Mall, and all that Wesley Chapel has to offer - with more to come.</p><br >Don’t delay—make your appointment to see this amazing home right away.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,160

Sqft

2.18 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$253

Per sqft

Negotiable

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Range · Range Hood · Refrigerator · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorSliding Doors

Community & fees

HOA fee$95/mo
Taxes (2025)$5,583/yr
PetsCats OK, Dogs OK
CommunityGated Community - No Guard · Golf Carts OK · Horses Allowed · No Truck/RV/Motorcycle Parking

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sprinkler Meter · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,336 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,316
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$465
HOA fee — from the listing$95
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,990
Interest rate6.00%
Loan term

Estimated payment

$5,336/mo

Principal & interest$4,316
PMI (est., until 20% equity)$300
Property taxes (actual bill)$465
HOA / condo fee$95
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $800K
$456KedgeAI estimate $608,223 · range $475K$860K$894K

vs edgeAI estimate

+31.5%

$/sqft vs Wesley Chapel actives

$253 vs $201

Days on market

91 vs 32 typical

Where $253/sqft sits among the 400 Wesley Chapel actives

89
133
76
49 · this home
21
32
$148–177$177–206$206–234$234–263$263–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Homesteads Of Saddlewood

Map of 9046 SHENANDOAH RUN inside its neighborhood boundary

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Homesteads Of Saddlewood — neighborhood snapshot

Population

1,090

Median age

50

Median income

$143,156

Median home value

$597,600

Avg household

2

Households w/ children

108

For the school run

Pasco County School District

ElementaryQuail Hollow Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

202 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $799,900 $25K
Apr 25, 2026Listed at $825,000 · 91 days on market since
2004Built · HOMESTEADS SADDLEWOOD

Reality check

What actually sold near 9046 SHENANDOAH RUN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

27641 LINCOLN PLACESold · Feb ’26

$760,000

27641 LINCOLN PLACE · same community

4 bd · 3.5 ba · 2,871 sqft · $265/sqft · 0 DOM

8422 SHENANDOAH RUNSold · Apr ’26

$748,000

8422 SHENANDOAH RUN · same community

4 bd · 3 ba · 2,826 sqft · $265/sqft · 26 DOM

8311 SHENANDOAH RUNSold · Feb ’26

$525,000

8311 SHENANDOAH RUN · same community

4 bd · 3 ba · 2,513 sqft · $209/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9046 SHENANDOAH RUN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9046 SHENANDOAH RUN — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9046 SHENANDOAH RUN FAQs

What would the monthly payment be for 9046 SHENANDOAH RUN?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,336/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9046 SHENANDOAH RUN?+

The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9046 SHENANDOAH RUN?+

The most recent tax bill on record (2025) was $5,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9046 SHENANDOAH RUN?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $799,900, this home is listed about 84% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9046 SHENANDOAH RUN?+

Quail Hollow Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$799,900 runs 129% above the WESLEY CHAPEL 33544 median — but at 3,160 sqft it's also 50% larger than the typical Wesley Chapel listing.

02Time on market is leverage

91 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $825,000, now $799,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER GROUP · Wayne Gabriel. MLS #TB8500561.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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