19823 GULF BOULEVARD UNIT 43, INDIAN SHORES, FL, 33785
Active104 days on marketListed Apr 27, 2026MLS #TB8500554
About this home
19823 GULF BOULEVARD UNIT 43
WELCOME TO PARADISE!!No milestone inspection required, no rental restrictions, a rare 2-car garage, and just a short walk to the beach—this one checks every box. Welcome to your coastal retreat in the heart of Indian Shores. This beautifully updated 2-bedroom, 2.5-bath condo offers the perfect blend of modern upgrades, low-maintenance living, and an unbeatable beachside location. Even better, a brand-new roof has already been completed and fully paid for by the seller—delivering immediate value and peace of mind. Step inside to a bright, open-concept living and dining area filled with natural light. The spacious great room features oversized 8-foot sliding glass doors that frame peaceful conservation views, creating a relaxed and inviting space for both everyday living and entertaining. A convenient half bath and indoor laundry closet are thoughtfully located on the first floor. Upstairs, the primary suite offers a private retreat with an en-suite bath and glass-enclosed shower. Step out onto your private lanai and unwind with tranquil views of lush greenery—the perfect backdrop for morning coffee or a quiet evening. This waterfront community enhances the lifestyle with resort-style amenities, including a sparkling pool and private dock access on the Intracoastal Waterway—ideal for kayaking, paddleboarding, or simply soaking in the coastal atmosphere. And of course, you’re just a short stroll from the sugar-white sands and turquoise waters of the Gulf of Mexico. With no rental restrictions, this property offers outstanding flexibility—perfect for short-term rentals, Airbnb income, a second home, or full-time living. All of this, just minutes from local dining, shopping, and everything that makes beach life so desirable. This is more than a condo—it’s a lifestyle opportunity.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,225
Sqft
0 ac
Lot size
2
Garage
1980
Year built
One
Levels
$380
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,646 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,646/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16%
$/sqft vs Indian Shores actives
$380 vs $568
Days on market
104 vs 90 typical
Where $380/sqft sits among the 86 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
41 of 86
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 19823 GULF BOULEVARD UNIT 43
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$506,250
19823 GULF BOULEVARD UNIT 5 · same community
2 bd · 2.5 ba · 1,225 sqft · $413/sqft · 41 DOM
Sold · May ’26$465,000
19823 GULF BOULEVARD UNIT 33 · same community
2 bd · 2.5 ba · 1,225 sqft · $380/sqft · 166 DOM
Sold · Apr ’26$460,000
19823 GULF BOULEVARD UNIT 1 · same community
2 bd · 2.5 ba · 1,225 sqft · $376/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19823 GULF BOULEVARD UNIT 43 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19823 GULF BOULEVARD UNIT 43 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19823 GULF BOULEVARD UNIT 43 FAQs
What would the monthly payment be for 19823 GULF BOULEVARD UNIT 43?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,646/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19823 GULF BOULEVARD UNIT 43?+
The most recent tax bill on record (2025) was $6,518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19823 GULF BOULEVARD UNIT 43?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $465,000, this home is listed about 30% below the Indian Shores median of $664,500. The market section on this page shows how the area is trending.
Which schools are assigned to 19823 GULF BOULEVARD UNIT 43?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BILTMORE GROUP INC · Jim Mayes. MLS #TB8500554.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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