19823 GULF BOULEVARD UNIT 42, INDIAN SHORES, FL, 33785
Active170 days on marketListed Feb 19, 2026MLS #TB8478232
About this home
19823 GULF BOULEVARD UNIT 42
New Roof May 2025 | No Minimum Rental Restrictions | Fully Furnished | New A/C 2024 Welcome to your beach-to-bay retreat in Seashell of Indian Shores, one of the rare communities on the Gulf Coast with no minimum rental restrictions, offering exceptional flexibility for year-round income, a vacation getaway, or full-time coastal living. Just steps from the sugar-white sands of the Gulf of Mexico, this beautifully renovated 2-bedroom, 2.5-bath townhouse-style condo features an oversized two-car garage and 1,225 square feet of stylish, move-in-ready living space. The interior showcases luxury vinyl plank flooring throughout, updated vanities, new doors, and a brand-new A/C installed in 2024. The open-concept living and dining area flows seamlessly onto a spacious private deck where you can enjoy tranquil Gulf breezes and tropical surroundings. Upstairs, the oversized primary suite offers a walk-in closet and private ensuite bath, while the guest bedroom provides generous space and storage. A convenient half bath on the main level enhances functionality for everyday living and entertaining. Peace of mind comes with a new roof installed in May 2025 and the benefit of a well-maintained community. Seashell offers resort-style amenities including a heated pool overlooking the Intracoastal Waterway, a private fishing dock, and a kayak launch, embracing the true Florida beach lifestyle. The pet-friendly community is ideally positioned at one of the narrowest points on the barrier island, providing easy access to both the Gulf and the Intracoastal. Restaurants, shops, and entertainment are within walking distance, and the Beach Trolley provides convenient access to Clearwater Beach and St. Pete Beach. Don't wait, schedule your private showing today and start living the beach life. Sold fully furnished and turnkey, this property is ready to enjoy or rent immediately. Whether you are seeking an income-producing investment, a second home, or a full-time island residence, this is a rare opportunity to own in one of Indian Shores’ most desirable and flexible communities.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,225
Sqft
0 ac
Lot size
2
Garage
1980
Year built
Three Or More
Levels
$391
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,777 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,777/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Shores actives
$391 vs $568
Days on market
170 vs 90 typical
Where $391/sqft sits among the 87 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
41 of 87
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 19823 GULF BOULEVARD UNIT 42
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$506,250
19823 GULF BOULEVARD UNIT 5 · same community
2 bd · 2.5 ba · 1,225 sqft · $413/sqft · 41 DOM
Sold · May ’26$465,000
19823 GULF BOULEVARD UNIT 33 · same community
2 bd · 2.5 ba · 1,225 sqft · $380/sqft · 166 DOM
Sold · Apr ’26$460,000
19823 GULF BOULEVARD UNIT 1 · same community
2 bd · 2.5 ba · 1,225 sqft · $376/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19823 GULF BOULEVARD UNIT 42 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19823 GULF BOULEVARD UNIT 42 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19823 GULF BOULEVARD UNIT 42 FAQs
What would the monthly payment be for 19823 GULF BOULEVARD UNIT 42?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,777/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19823 GULF BOULEVARD UNIT 42?+
The most recent tax bill on record (2025) was $7,026. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19823 GULF BOULEVARD UNIT 42?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $479,000, this home is listed about 28% below the Indian Shores median of $664,500. The market section on this page shows how the area is trending.
Which schools are assigned to 19823 GULF BOULEVARD UNIT 42?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INDIAN SHORES 33785 market on paper
$479,000 is 34% below the INDIAN SHORES 33785 median of $725,000, and at $391/sqft it sits under the Indian Shores average of $683.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,900, now $479,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PINTES REALTY LLC · Rhina Cortes. MLS #TB8478232.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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