David Ramirez
$179,865$189,9502 bd2 ba1,152 sqft$156 /sqft$1,610 /mo all-in ↓

12501 ULMERTON ROAD UNIT 33, LARGO, FL, 33774

Active100 days on marketListed Apr 24, 2026MLS #TB8500470

Priced 16% below the LARGO 33774 medianReduced $10KFully furnishedManufactured HomeGLENWOOD ESTATES INC CONCO

About this home

12501 ULMERTON ROAD UNIT 33

Welcome to Glenwood Estates, a beautifully maintained 55+ community where you own the land and enjoy easy, low-maintenance Florida living. Ideally located just steps from the clubhouse, heated pool, and scenic lake, this well-cared-for home offers the perfect setup for a full-time residence or seasonal snowbird retreat. This home has been thoughtfully updated and meticulously maintained, featuring newer appliances, granite countertops, updated subflooring, new ceiling fans, and a 2020 HVAC system. Recent inspections confirm the roof and electrical panel are in good condition, giving added confidence to the next owner. Enjoy outdoor living with a fully enclosed front porch, covered carport and patio area, plus a spacious workshop/storage room perfect for hobbies or beach gear. The property is accented by mature landscaping, including a fruit-producing avocado tree and plum tree, creating your own private slice of Florida. Most furnishings—including a golf cart!—convey, making this a truly turnkey opportunity. Glenwood Estates offers an active lifestyle with a clubhouse, pool, and full social calendar, while the HOA covers sewer, trash, cable, internet, and lawn care for added convenience. Located just minutes from Gulf beaches, shopping, dining, and airports, this is an exceptional opportunity to enjoy the Florida lifestyle at an affordable price point.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,152

Sqft

0.09 ac

Lot size

1978

Year built

One

Levels

$156

Per sqft

Furnished55+ communityPets allowed

Inside

FlooringCarpet · Vinyl
AppliancesBuilt-In Oven · Cooktop · Dryer · Electric Water Heater · Freezer · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · L Dining · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofRoof Over
ConstructionMetal Frame · Metal Siding · Vinyl Siding
FoundationCrawlspace
FacesEast
ParkingGolf Cart Parking · Off Street
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$260/mo
Taxes (2025)$615/yr
PetsYes
CommunityLake · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Street Lights · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,610 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$51
HOA fee — from the listing$260
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,295Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,295
Interest rate6.00%
Loan term

Estimated payment

$1,610/mo

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$51
HOA / condo fee$260
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$149KedgeAI estimate $159,551 · range $155K$161K$187K

vs edgeAI estimate

+12.7%

$/sqft vs Largo actives

$156 vs $240

Days on market

100 vs 42 typical

Where $156/sqft sits among the 400 Largo actives

103 · this home
85
80
65
38
29
$111–171$171–232$232–293$293–353$353–414$414+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Glennwood

Map of 12501 ULMERTON ROAD UNIT 33 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Glennwood — neighborhood snapshot

Population

273

Median age

64

Median income

$50,069

Median home value

$143,800

Avg household

2

Households w/ children

29%

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

202 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $179,865 $10K
Apr 24, 2026Listed at $189,950 · 100 days on market since
1978Built · GLENWOOD ESTATES INC CONCO

Reality check

What actually sold near 12501 ULMERTON ROAD UNIT 33

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12501 ULMERTON ROAD UNIT 77Sold · Jun ’26

$185,000

12501 ULMERTON ROAD UNIT 77 · same community

2 bd · 2 ba · 1,152 sqft · $161/sqft · 14 DOM

12501 ULMERTON ROAD UNIT 241Sold · Oct ’25

$170,000

12501 ULMERTON ROAD UNIT 241 · same community

2 bd · 2 ba · 1,152 sqft · $148/sqft · 5 DOM

12501 ULMERTON ROAD UNIT 204Sold · Mar ’26

$166,000

12501 ULMERTON ROAD UNIT 204 · same community

2 bd · 2 ba · 1,132 sqft · $147/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12501 ULMERTON ROAD UNIT 33 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12501 ULMERTON ROAD UNIT 33 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12501 ULMERTON ROAD UNIT 33 FAQs

What would the monthly payment be for 12501 ULMERTON ROAD UNIT 33?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,610/mo — principal and interest, the actual property-tax bill, the $260/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12501 ULMERTON ROAD UNIT 33?+

The association fee works out to $260 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12501 ULMERTON ROAD UNIT 33?+

The most recent tax bill on record (2025) was $615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12501 ULMERTON ROAD UNIT 33?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $179,865, this home is listed about 33% below the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 12501 ULMERTON ROAD UNIT 33?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LARGO 33774 market on paper

$179,865 is 16% below the LARGO 33774 median of $215,000, and at $156/sqft it sits under the Largo average of $247.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

100 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Largo High School — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $189,950, now $179,865 — a $10K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Madelyn Donlin. MLS #TB8500470.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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