David Ramirez
$168,000$193,0002 bd2 ba1,012 sqft$166 /sqft$1,291 /mo all-in ↓

12501 ULMERTON ROAD UNIT 128, LARGO, FL, 33774

Active184 days on marketListed Jan 30, 2026MLS #TB8469941

Priced 24% below the LARGO 33774 medianReduced $25KManufactured HomeGLENWOOD ESTATES INC CONCO

About this home

12501 ULMERTON ROAD UNIT 128

Check out the NEW PRICE! Own the Land. Live the Lifestyle. Minutes from the Beach. A SOLID Home with SOLID Plywood Floors and LOTS of Updates! Where else can you OWN your land and enjoy resort-style living just 6 minutes from world-famous Indian Rocks Beach—all while staying high & dry in an X flood zone? Welcome to this beautifully updated double-wide home in desirable Glenwood Estates, one of the Gulf Coast’s best-kept secrets! This move-in ready, low-maintenance home offers peace of mind with major updates already done: new A/C & thermostat (Dec 2024), water heater (Nov 2024), roofover (2018), updated master bath (2020), compliant CPVC plumbing throughout, and recent clean four-point inspection. Storm shutters are in place, making Florida living easy and worry-free. Enjoy a premium location within the community—just steps to the heated pool & spa, clubhouse, and scenic lake with fishing pier. No expensive golf cart needed here! The attached laundry room includes washer, dryer, utility sink, and abundant storage, adding to everyday convenience, and plenty of off-street parking in the huge covered car port! All of this comes with super-low $320/month fees that include water, sewer, trash, high-speed internet, cable TV with Premium Channels (HBO, HULU, SPORTS etc) lawn care, irrigation,landscaping, clubhouse, pool, and an activity-packed social calendar. The park-like grounds feature picnic and BBQ areas, and pets are welcome, so bring your beloved fur-babies! The ample front porch room has windows, screens and a ceiling fan and separate AC unit which keeps it comfortable during the hot summer months! Close to shopping, dining, churches, parks, nightlife, and some of the highest-rated beaches in the nation, this home delivers unbeatable value, location, and lifestyle. Come experience Glenwood Estates—where easy coastal living meets incredible affordability!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,012

Sqft

0.09 ac

Lot size

1979

Year built

One

Levels

$166

Per sqft

Garden view55+ community

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · L Dining · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Outside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal · Roof Over
ConstructionVinyl Siding
FoundationCrawlspace · Pillar/Post/Pier
ViewGarden
FacesWest
ParkingDriveway · Off Street · On Street · Oversized
ExteriorAwning(s) · Hurricane Shutters · Irrigation System · Sliding Doors · Storage

Community & fees

Taxes (2024)$814/yr
PetsNumber Limit
CommunityFishing · Lake · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,291 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$989
FHA mortgage insurance (est.)$74
Property tax — 2024 actual bill$68
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,880Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,880
Interest rate6.00%
Loan term

Estimated payment

$1,291/mo

Principal & interest$989
FHA mortgage insurance (est.)$74
Property taxes (actual bill)$68
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $168K
$140KedgeAI estimate $147,165 · range $146K$151K$175K

vs edgeAI estimate

+14.2%

$/sqft vs Largo actives

$166 vs $240

Days on market

184 vs 42 typical

Where $166/sqft sits among the 400 Largo actives

103 · this home
85
80
65
38
29
$111–171$171–232$232–293$293–353$353–414$414+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Glennwood

Map of 12501 ULMERTON ROAD UNIT 128 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Glennwood — neighborhood snapshot

Population

273

Median age

64

Median income

$50,069

Median home value

$143,800

Avg household

2

Households w/ children

29%

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

202 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $168,000 $25K
Jan 30, 2026Listed at $193,000 · 184 days on market since
1979Built · GLENWOOD ESTATES INC CONCO

Reality check

What actually sold near 12501 ULMERTON ROAD UNIT 128

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12501 ULMERTON ROAD UNIT 122Sold · Jun ’26

$126,000

12501 ULMERTON ROAD UNIT 122 · same community

2 bd · 2 ba · 1,035 sqft · $122/sqft · 2 DOM

12501 ULMERTON ROAD UNIT 89Sold · Sep ’25

$155,000

12501 ULMERTON ROAD UNIT 89 · same community

2 bd · 2 ba · 1,056 sqft · $147/sqft · 63 DOM

12501 ULMERTON ROAD UNIT 64Sold · Feb ’26

$120,000

12501 ULMERTON ROAD UNIT 64 · same community

2 bd · 2 ba · 1,056 sqft · $114/sqft · 318 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12501 ULMERTON ROAD UNIT 128 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12501 ULMERTON ROAD UNIT 128 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12501 ULMERTON ROAD UNIT 128 FAQs

What would the monthly payment be for 12501 ULMERTON ROAD UNIT 128?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,291/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12501 ULMERTON ROAD UNIT 128?+

The most recent tax bill on record (2024) was $814. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12501 ULMERTON ROAD UNIT 128?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $168,000, this home is listed about 38% below the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 12501 ULMERTON ROAD UNIT 128?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LARGO 33774 market on paper

$168,000 is 24% below the LARGO 33774 median of $222,450, and at $166/sqft it sits under the Largo average of $247.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

184 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Largo High School — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $193,000, now $168,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of REALTY EXPERTS · Carl Galler. MLS #TB8469941.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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