900 N OSCEOLA AVENUE UNIT 401, CLEARWATER, FL, 33755
Active111 days on marketListed Apr 23, 2026MLS #TB8500267
About this home
900 N OSCEOLA AVENUE UNIT 401
Luxury Redefined at Marina Bay - Experience the pinnacle of waterfront living in this exquisite, single-owner corner residence. Occupied for only three months, this home presents as a brand-new masterpiece, offering the rare advantage of being sold fully furnished with Restoration Hardware collections. As a coveted end unit, the floor plan is bathed in natural light from three sides, showcasing panoramic water views through expansive windows and two private balcony —perfect for enjoying Clearwater’s legendary sunsets. No detail has been overlooked in this 3-bedroom, 2-bathroom sanctuary. The interior features a designer palette of Farrow & Ball paint, while the spa-style bathrooms are upgraded with Toto touchless toilets and washlets. The chef’s kitchen is an entertainer’s dream with high-end appliances and a stone-clad island, complemented by a newer Samsung laundry suite and private storage. Living at Marina Bay means embracing a 24/7 resort lifestyle. Enjoy world-class amenities including a full-service concierge, heated pool and spa, fitness center, sauna, and putting green. For boaters, the on-site marina offers leasable slips just steps from your door. Located in the heart of Downtown Clearwater, you are within a short distance of the newly developed Coachman Park and The Sound Amphitheater, and only minutes from the nation’s top-rated beaches. This isn't just a home; it is a meticulously curated lifestyle waiting for its next owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,960
Sqft
2021
Year built
Three Or More
Levels
$561
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,965 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,965/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4%
$/sqft vs Clearwater actives
$561 vs $224
Days on market
111 vs 55 typical
Where $561/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $333K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 210% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 900 N OSCEOLA AVENUE UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$825,000
920 N OSCEOLA AVENUE UNIT 507 · same community
2 bd · 2 ba · 1,883 sqft · $438/sqft · 201 DOM
Sold · Feb ’26$825,000
920 N OSCEOLA AVENUE UNIT 402 · same community
2 bd · 2 ba · 1,800 sqft · $458/sqft · 0 DOM
Sold · Nov ’25$395,000
658 SIREN WIND LANE
2 bd · 2.5 ba · 1,942 sqft · $203/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 900 N OSCEOLA AVENUE UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 900 N OSCEOLA AVENUE UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
900 N OSCEOLA AVENUE UNIT 401 FAQs
What would the monthly payment be for 900 N OSCEOLA AVENUE UNIT 401?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 900 N OSCEOLA AVENUE UNIT 401?+
The most recent tax bill on record (2025) was $17,490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 900 N OSCEOLA AVENUE UNIT 401?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,099,900, this home is listed about 300% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 900 N OSCEOLA AVENUE UNIT 401?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,099,900 runs 210% above the CLEARWATER 33755 median — but at 1,960 sqft it's also 56% larger than the typical Clearwater listing.
02Time on market is leverage
111 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of INSPIRED REALTY, LLC · Wesley Weber. MLS #TB8500267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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