920 N OSCEOLA AVENUE UNIT 702, CLEARWATER, FL, 33755
Active162 days on marketListed Mar 3, 2026MLS #TB8477696
About this home
920 N OSCEOLA AVENUE UNIT 702
Marina Bay 880 – Penthouse North-Facing Waterfront Condo A rare, north-facing penthouse, built in 2021, offering stunning water views, total privacy, and a thoughtfully upgraded floor plan. Ideal for buyers who crave luxury with effortless elegance. Prime status & view:** Penthouse level, north-facing for maximum privacy and expansive water vistas Flexible layout:** Den that easily converts to a third bedroom Gourmet kitchen & laundry:** Dacor 42" side-by-side fridge, GE Café line appliances, induction cooktop, double oven, built-in wine storage, pull-out pantry, island with sink; in-unit laundry with LG washer/dryer Premium finishes:** Upgraded tile, lighting, fans, shelving in all closets, upgraded shower/tub door Smart comfort:** Full smart-home features, thermal impact-resistant sliders, remote-controlled blinds Ceiling & ambiance:** 10' ceilings with enhanced lighting Outdoor living:** One of Marina Bay’s most desirable private patios with wide water views Resort-style amenities:** Luxury, pet-friendly community with Olympic-size infinity pool, spa, outdoor fire table, top-tier gym, wet/dry saunas, outdoor putting green Parking & security:** Two assigned under-building spots, private storage, 24-hour concierge Location perks:** Proximity to highly rated schools and easy access to waterways and private Marina
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,953
Sqft
0.04 ac
Lot size
2
Garage
2021
Year built
One
Levels
$461
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,420 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,420/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.3%
$/sqft vs Clearwater actives
$461 vs $224
Days on market
162 vs 55 typical
Where $461/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $333K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 920 N OSCEOLA AVENUE UNIT 702
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$825,000
920 N OSCEOLA AVENUE UNIT 507 · same community
2 bd · 2 ba · 1,883 sqft · $438/sqft · 201 DOM
Sold · Feb ’26$825,000
920 N OSCEOLA AVENUE UNIT 402 · same community
2 bd · 2 ba · 1,800 sqft · $458/sqft · 0 DOM
Sold · Nov ’25$395,000
658 SIREN WIND LANE
2 bd · 2.5 ba · 1,942 sqft · $203/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 920 N OSCEOLA AVENUE UNIT 702 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 920 N OSCEOLA AVENUE UNIT 702 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
920 N OSCEOLA AVENUE UNIT 702 FAQs
What would the monthly payment be for 920 N OSCEOLA AVENUE UNIT 702?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,420/mo — principal and interest, the actual property-tax bill, the $1,736/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 920 N OSCEOLA AVENUE UNIT 702?+
The association fee works out to $1,736 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 920 N OSCEOLA AVENUE UNIT 702?+
The most recent tax bill on record (2025) was $15,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 920 N OSCEOLA AVENUE UNIT 702?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $899,999, this home is listed about 227% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 920 N OSCEOLA AVENUE UNIT 702?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$899,999 runs 150% above the CLEARWATER 33755 median — but at 1,953 sqft it's also 55% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,736/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
162 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP · Eamon Bolten. MLS #TB8477696.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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