David Ramirez
$504,900$509,9004 bd3 ba2,243 sqft$225 /sqft$3,794 /mo all-in ↓

1314 EMERALD HILL WAY, VALRICO, FL, 33594

Active104 days on marketListed Apr 21, 2026MLS #TB8500266

Reduced $5KSingle Family ResidenceDIAMOND HILL PH 1A UNIT 2

About this home

1314 EMERALD HILL WAY

4 BEDROOMS | 3 FULL BATHS | 3-CAR GARAGE | REMODELED | GOLF COURSE VIEWS | GATED COMMUNITY Welcome to this beautifully remodeled home in the highly sought-after Diamond Hill golf community in Valrico, where privacy, comfort, and lifestyle come together in a truly exceptional way. Offering 2,243 square feet of living space, this property stands out from the moment you arrive with no front or rear neighbors, scenic golf course surroundings, and direct access to the private community amenities behind the home — a rare combination that creates both peace and prestige. Inside, the home welcomes you with high ceilings, abundant natural light, and a spacious open-concept design that feels bright, elegant, and inviting throughout. The beautifully remodeled kitchen serves as the heart of the home, featuring granite countertops, a luxury backsplash, and newer stainless-steel appliances, all thoughtfully positioned to flow seamlessly into the main living area, making the space ideal for both everyday living and effortless entertaining. Luxury wood flooring extends throughout most of the home, adding warmth and sophistication, while carpet in two bedrooms provides additional comfort. The layout is both functional and refined, offering the perfect balance of openness and definition. A large enclosed lanai with windows creates valuable additional living space that can be enjoyed year-round, while the spacious backyard offers the perfect place to relax, gather, and enjoy the peaceful golf course setting. The primary suite provides a true private retreat, complete with a customized walk-in closet that adds both style and practicality. This home has also been thoughtfully maintained with important updates already completed, including water heater 2025, A/C 2022, roof 2019, two newer windows, and a new garage door opener, providing buyers with added peace of mind. Additional features such as interior laundry and a 3-car garage for convenience, storage, and flexibility today’s buyers are looking for. Living in Diamond Hill means enjoying a gated golf course lifestyle with amenities that include a clubhouse, swimming pool, fitness center, playground, and basketball court. The community is known for its established appeal, attractive setting, and peaceful atmosphere, all while remaining conveniently close to everything. Ideally located near Tampa, Brandon, Lakeland, and Plant City, with easy access to I-4 and I-75, this home also offers convenient proximity to major airports, shopping, dining, and some of Florida’s most popular beaches. It is the perfect opportunity to enjoy a beautiful home, a desirable community, and a location that supports both quality of life and long-term value. This is more than just a home — it is a lifestyle opportunity in one of the Tampa Bay area’s most desirable gated golf communities.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,243

Sqft

0.18 ac

Lot size

3

Garage

2005

Year built

One

Levels

$225

Per sqft

Inside

FlooringOther · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Other · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Other · Solid Surface Counters · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room · Other
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesEast
ParkingCovered
ExteriorBasketball Court · Other · Playground · Private Mailbox

Community & fees

HOA fee$98/mo
Taxes (2025)$4,080/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Other · Phone Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,794 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,972
FHA mortgage insurance (est.)$223
Property tax — 2025 actual bill$340
HOA fee — from the listing$98
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,672Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,672
Interest rate6.00%
Loan term

Estimated payment

$3,794/mo

Principal & interest$2,972
FHA mortgage insurance (est.)$223
Property taxes (actual bill)$340
HOA / condo fee$98
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $505K
$402KedgeAI estimate $464,227 · range $419K$527K$549K

vs edgeAI estimate

+8.8%

$/sqft vs Valrico actives

$225 vs $215

Days on market

104 vs 34 typical

Where $225/sqft sits among the 188 Valrico actives

30
19
26
60 · this home
30
23
$148–169$169–189$189–210$210–231$231–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Diamond Hill

Map of 1314 EMERALD HILL WAY inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)42 min
Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

Diamond Hill — neighborhood snapshot

Population

1,267

Median age

40

Median income

$99,444

Median home value

$395,100

Avg household

3

Households w/ children

187

For the school run

Hillsborough County School District

ElementaryValrico Elementary School★★★★
MiddleMann Middle School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

100 of 188

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the VALRICO 33594 median. See the full Valrico market guide →

Paper trail

This home's history

CurrentPrice reduced to $504,900 $5K
Apr 21, 2026Listed at $509,900 · 104 days on market since
2005Built · DIAMOND HILL PH 1A UNIT 2

Reality check

What actually sold near 1314 EMERALD HILL WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1220 EMERALD HILL WAYSold · Aug ’25

$450,000

1220 EMERALD HILL WAY · same community

4 bd · 3 ba · 2,204 sqft · $204/sqft · 93 DOM

1414 EMERALD HILL WAYSold · Oct ’25

$462,000

1414 EMERALD HILL WAY · same community

4 bd · 2 ba · 2,294 sqft · $201/sqft · 30 DOM

1429 EMERALD HILL WAYSold · Jun ’26

$536,500

1429 EMERALD HILL WAY · same community

4 bd · 2 ba · 2,175 sqft · $247/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1314 EMERALD HILL WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1314 EMERALD HILL WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1314 EMERALD HILL WAY FAQs

What would the monthly payment be for 1314 EMERALD HILL WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,794/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1314 EMERALD HILL WAY?+

The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1314 EMERALD HILL WAY?+

The most recent tax bill on record (2025) was $4,080. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1314 EMERALD HILL WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $504,900, this home is listed about 6% above the Valrico median of $474,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1314 EMERALD HILL WAY?+

Valrico Elementary School (elementary), Mann Middle School (middle), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$504,900 runs 21% above the VALRICO 33594 median.

02Time on market is leverage

104 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Valrico Elementary School, Mann Middle School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $509,900, now $504,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Pedro Luna, PA. MLS #TB8500266.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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