1224 RAINBROOK CIRCLE, VALRICO, FL, 33596
Active33 days on marketListed Jun 19, 2026MLS #L4962936
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About this home
1224 RAINBROOK CIRCLE
Welcome to this impeccably maintained, two-story gem nestled on an oversized lot in the highly desirable community of Bloomingdale. Boasting over 2,400 square feet of thoughtfully designed living space, this 4-bedroom, 2.5-bathroom pool home offers the rare and highly sought-after freedom of no HOA or CDD fees and is located within preferred Flood Zone X. The main level features seamless tile flooring throughout, connecting formal living and dining areas to a sprawling flex room anchored by a functional wood-burning fireplace. The gourmet kitchen is equipped with premium GE appliances, custom cabinetry, and ample counter space. Three large glass sliders transition the indoor living spaces out into a private backyard oasis. The exterior features a sprawling paved lanai, a fully covered in-ground pool, and a built-in outdoor kitchen, all set against scenic views of the nearby lake and golf course. The massive, pie-shaped .28-acre yard provides abundant green space, a new 12'x12' storage shed (2024), and new white vinyl privacy fencing (2022). The upstairs primary suite serves as a luxurious retreat, complete with a spacious bedroom, a walk-in closet with custom organizers (2023), an integrated laundry chute, and a fully renovated luxury ensuite bathroom (2021). Every bathroom in the home has been thoughtfully remodeled (Master 2021, Downstairs 2022, Upstairs Guest 2025), and the entire interior was professionally painted in 2026. A dedicated indoor laundry room includes newer, oversized GE smart laundry appliances (2020). The home is supported by robust systems and smart infrastructure, including a whole-house Daikin HVAC system with a transferable warranty maintenance contract (2024), a durable roof (2014), a smart water heater (2023), and a full-home Rainsoft water filtration system (2020). Added security and access features include a double front-door entry with a new keyless smart lock system (2024) and a full ADT Smart Security system (2024). Outdoor infrastructure includes a low-maintenance natural stone and vinyl siding exterior, a new pool pump (2025), a Dolphin pool vacuum (2024), a pool safety gate (2022), and an automated smart lawn irrigation system (2023). Perfectly situated on a quiet, established circle with no through traffic, this property offers ultimate convenience. Residents will enjoy proximity to top-rated schools, parks, and local dining, while benefiting from an easy 30-minute commute to downtown Tampa and under an hour's drive to Gulf beaches, Tampa International Airport, and Orlando theme parks.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,405
Sqft
0.28 ac
Lot size
2
Garage
1985
Year built
Two
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,150 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,150/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs Valrico actives
$229 vs $215
Days on market
33 vs 34 typical
Where $229/sqft sits among the 192 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Get to know Valrico. See the full Valrico guide →
VALRICO 33596 — neighborhood snapshot
Population
28,152
Median age
45.9
Median income
$112,305
Median home value
$396,100
Avg household
2.8
Households w/ children
2,906
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
107 of 192
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 1224 RAINBROOK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$430,950
1228 RAINBROOK CIRCLE · same community
3 bd · 2 ba · 1,993 sqft · $216/sqft · 24 DOM
Sold · Aug ’25$455,000
4615 RIVER OVERLOOK DRIVE
4 bd · 3 ba · 2,407 sqft · $189/sqft · 32 DOM
Sold · Feb ’26$570,000
4406 RIVER OVERLOOK DRIVE
4 bd · 3 ba · 2,400 sqft · $238/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1224 RAINBROOK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1224 RAINBROOK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1224 RAINBROOK CIRCLE FAQs
What would the monthly payment be for 1224 RAINBROOK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,150/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1224 RAINBROOK CIRCLE?+
The most recent tax bill on record (2025) was $6,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1224 RAINBROOK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $550,000, this home is listed about 16% above the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1224 RAINBROOK CIRCLE?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Deana Lainhart. MLS #L4962936.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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