923 1ST AVENUE NW, LARGO, FL, 33770
Active104 days on marketListed Apr 21, 2026MLS #TB8499948
About this home
923 1ST AVENUE NW
Price Improvement, Beautifully renovated and move-in ready, this 3-bedroom, 2-bathroom home offers 1,403 square feet of thoughtfully designed living space in the heart of Largo. Its open-concept floor plan creates a bright and welcoming atmosphere, highlighted by a modern kitchen featuring updated cabinetry, countertops, and stainless steel appliances, along with beautifully renovated bathrooms boasting contemporary finishes. Recent upgrades include impact-resistant windows enhancing both energy efficiency and peace of mind as well as fully paid-off solar panels, which help reduce monthly utility expenses. The spacious living and dining areas offer flexibility for both everyday living and entertaining. Step outside to enjoy the expansive backyard, which provides ample space for gatherings, outdoor activities, future customizations, or potential additional parking. Situated in Flood Zone X, this property enjoys a convenient location close to shopping, dining, major thoroughfares, and some of the most beautiful beaches on Florida's Gulf Coast—including Clearwater Beach, Madeira beach, Indian Rocks Beach, Sand Key Beach. For added buyer confidence, the property recently completed a "4-Point Inspection," indicating that according to the report the home's major systems have been evaluated and are in good condition. Don't miss this opportunity to own a beautifully updated home that combines modern upgrades, energy efficiency, a prime location in Largo and ideal as a primary residence, second home or investment property with short-term rentals potential. Seller is motivate and willing to contribute toward byers closing costs with an accetable offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,403
Sqft
0.21 ac
Lot size
1
Garage
1955
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,802 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,802/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs Largo actives
$292 vs $239
Days on market
104 vs 42 typical
Where $292/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Northwest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Old Northwest — neighborhood snapshot
Population
1,726
Median age
54
Median income
$38,494
Median home value
$244,496
Avg household
2
Households w/ children
110
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
202 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 923 1ST AVENUE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$330,000
2622 21ST AVENUE SW
4 bd · 1.5 ba · 1,404 sqft · $235/sqft · 37 DOM
Sold · May ’26$125,000
136 ROYAL PALM CIRCLE
2 bd · 2 ba · 1,400 sqft · $89/sqft · 48 DOM
Sold · Jan ’26$454,000
2918 19TH PLACE SW
4 bd · 2 ba · 1,410 sqft · $322/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 923 1ST AVENUE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 923 1ST AVENUE NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
923 1ST AVENUE NW FAQs
What would the monthly payment be for 923 1ST AVENUE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,802/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 923 1ST AVENUE NW?+
The most recent tax bill on record (2025) was $575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $409,900, this home is listed about 52% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 923 1ST AVENUE NW?+
Largo High School (high), Mildred Helms Elementary School (elementary), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$409,900 runs 79% above the LARGO 33770 median.
02Time on market is leverage
104 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Largo High School, Mildred Helms Elementary School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $419,990, now $409,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOME PRIME REALTY LLC · Danymar Alca Alcala. MLS #TB8499948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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