
106 MELODY LANE, LARGO, FL, 33771
Active10 days on marketListed Jul 15, 2026MLS #TB8529089
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11:00 AM – 1:00 PM
Sun, Jul 26
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About this home
106 MELODY LANE
Virtually Staged. Welcome to 106 Melody Lane, Largo, FL, where modern design, quality craftsmanship, and an unbeatable location come together in this stunning, completely renovated 3-bedroom, 2-bathroom home. Every inch has been thoughtfully redesigned, allowing you to simply unpack and start enjoying Florida living! The heart of the home is the gorgeous chef's kitchen featuring custom cabinetry, beautiful quartz countertops, sleek stainless steel appliances, and a built-in dining and entertaining space that seamlessly flows into the open living and dining areas. Whether you're hosting holiday gatherings, enjoying family dinners, or entertaining friends, this inviting layout was designed with connection in mind. The desirable split floor plan offers the perfect balance of comfort and privacy. The spacious primary suite is privately situated just off the kitchen and features a generous walk-in closet along with a beautifully remodeled ensuite bathroom that feels like your own personal retreat. On the opposite side of the home, you'll find two oversized guest bedrooms and a stylishly renovated guest bathroom, providing plenty of space for family, visitors, or even a home office. Luxury vinyl plank flooring extends throughout the home, creating a seamless, modern look while offering exceptional durability. The extensive list of upgrades continues with a brand-new roof, hurricane impact windows and sliding glass door, a tankless hot water heater, new AC, completely updated electrical throughout the home, all-new sewer lines, a newly expanded double driveway, and a brand-new vinyl privacy fence, giving you peace of mind knowing the major systems and big-ticket items have already been taken care of. Step outside and discover an oversized backyard that's ready for your imagination. Enjoy weekend barbecues on the spacious patio, create the garden you've always wanted, or take advantage of the large storage shed that's perfect for a workshop, hobby space, man cave, she shed, home gym, or additional storage. The possibilities are endless. Best of all, this incredible home is located in a non-flood zone, giving you added peace of mind while still being just minutes from some of Florida's most beautiful Gulf Coast beaches. Spend your weekends soaking up the sun, exploring nearby parks, shopping at countless retail destinations, dining at local favorites, or enjoying the convenience of easy access to both St. Pete-Clearwater International Airport and Tampa International Airport. This isn't just a cosmetic renovation....it's a home where the beauty is matched by the quality behind the walls. With the kitchen, bathrooms, flooring, roof, windows, electrical, sewer lines, hot water heater, driveway, and fencing all newly completed, every major update has already been done for you. Homes with this level of craftsmanship, thoughtful upgrades, and prime location rarely become available. All that's left to do is move in, relax, and start making memories in your beautiful new home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,188
Sqft
0.15 ac
Lot size
1954
Year built
One
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,927 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,927/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs Largo actives
$337 vs $236
Days on market
10 vs 42 typical
Where $337/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Green
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Village Green — neighborhood snapshot
Population
385
Median age
45
Median income
$54,156
Median home value
$246,200
Avg household
2
Households w/ children
21%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
201 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 MELODY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$300,000
127 EMERALD LANE · same community
3 bd · 1 ba · 1,183 sqft · $254/sqft · 22 DOM
Sold · Nov ’25$389,900
207 MELODY LANE · same community
3 bd · 2 ba · 1,143 sqft · $341/sqft · 4 DOM
Sold · Oct ’25$315,000
109 EMERALD LANE · same community
3 bd · 2 ba · 1,243 sqft · $253/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 106 MELODY LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 MELODY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
106 MELODY LANE FAQs
What would the monthly payment be for 106 MELODY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,927/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 106 MELODY LANE?+
The most recent tax bill on record (2025) was $2,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $399,900, this home is listed about 48% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 106 MELODY LANE?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Nicole Shaw. MLS #TB8529089.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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