David Ramirez
$474,360$539,3605 bd4 ba3,531 sqft$134 /sqft$3,310 /mo all-in ↓

1889 CLARY SAGE DRIVE, SPRING HILL, FL, 34609

Active101 days on marketListed Apr 20, 2026MLS #TB8499810

Reduced $65KNew constructionSingle Family ResidenceANDERSON SNOW ESTATES

About this home

1889 CLARY SAGE DRIVE

Under Construction. New Construction Home by M/I Homes in Anderson Snow Estates. Popular Mira Lago floorplan, elevation C. Discover this stunning new construction home at 1889 Clary Sage Drive in Spring Hill, built by M/I Homes. This exceptional 5-bedroom, 4-bathroom home spans 3,531 square feet and features an open-concept living space perfect for daily life and entertaining. Key features of this home include: 5 spacious bedrooms with the owner's bedroom conveniently located upstairs, 4 full bathrooms thoughtfully designed throughout the home, Open-concept living space connecting main living areas, Quality design and craftsmanship from M/I Homes, New construction ensuring everything is fresh and move-in ready. The thoughtful floorplan maximizes space and functionality, with the owner's bedroom positioned upstairs for privacy. Each bedroom offers comfortable accommodations, while the 4 bathrooms provide convenience for families of all sizes. This Spring Hill neighborhood offers excellent proximity to parks, making it ideal for outdoor enthusiasts and families seeking recreational opportunities. The area's quality of design standards ensure a cohesive and attractive residential environment. As a new construction home, everything from the fixtures to the systems is brand new, providing peace of mind and years of worry-free living. The open-concept design creates seamless flow between living spaces, making this home perfect for both relaxation and hosting guests. Experience the benefits of new construction combined with M/I Homes' reputation for quality in this desirable Spring Hill location. *Photos shown are for representation purposes only and may not depict the actual home.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,531

Sqft

0.2 ac

Lot size

3

Garage

2026

Year built

Two

Levels

$134

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Solid Surface Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Zoned

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stone · Stucco
FoundationSlab
FacesNorthwest
ParkingDriveway · Tandem
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$89/mo
Taxes (2026)$710/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Mailbox · Deed Restrictions · Park · Playground · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,310 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,793
FHA mortgage insurance (est.)$210
Property tax — 2026 actual bill$59
HOA fee — from the listing$89
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,603Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,603
Interest rate6.00%
Loan term

Estimated payment

$3,310/mo

Principal & interest$2,793
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$59
HOA / condo fee$89
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $474K
$455KedgeAI estimate $541,405 · range $526K$553K$575K

vs edgeAI estimate

−12.4%

$/sqft vs ANDERSON SNOW ESTATES

$134 vs $184

Days on market

101 vs 29 typical

Where $134/sqft sits among the 7 homes for sale in ANDERSON SNOW ESTATES

1 · this home
2
0
3
0
1
$134–151$151–167$167–183$183–199$199–216$216+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 1889 CLARY SAGE DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)49 min
Downtown Tampa52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

7 of 7

ANDERSON SNOW ESTATES have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $474,360 $65K
Apr 20, 2026Listed at $539,360 · 101 days on market since
2026Built · ANDERSON SNOW ESTATES

Reality check

What actually sold near 1889 CLARY SAGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1925 CLARY SAGE DRIVESold · Mar ’26

$512,180

1925 CLARY SAGE DRIVE · same community

5 bd · 4 ba · 3,531 sqft · $145/sqft · 23 DOM

2443 CLARY SAGE DRIVESold · Sep ’25

$559,000

2443 CLARY SAGE DRIVE · same community

5 bd · 3 ba · 3,531 sqft · $158/sqft · 51 DOM

2314 CLARY SAGE DRIVESold · May ’26

$577,700

2314 CLARY SAGE DRIVE · same community

5 bd · 3 ba · 3,531 sqft · $164/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1889 CLARY SAGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1889 CLARY SAGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1889 CLARY SAGE DRIVE FAQs

What would the monthly payment be for 1889 CLARY SAGE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,310/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1889 CLARY SAGE DRIVE?+

The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1889 CLARY SAGE DRIVE?+

The most recent tax bill on record (2026) was $710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1889 CLARY SAGE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $474,360, this home is listed about 37% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1889 CLARY SAGE DRIVE?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$474,360 runs 40% above the SPRING HILL 34609 median — but at 3,531 sqft it's also nearly twice the size of the typical Spring Hill listing.

02Time on market is leverage

101 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $539,360, now $474,360 — a $65K cut. The full history is in the market section below.

Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8499810.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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