42581 ATLAS DRIVE, PUNTA GORDA, FL, 33982
Active96 days on marketListed Apr 20, 2026MLS #TB8499648
About this home
42581 ATLAS DRIVE
Welcome to this beautifully designed Roseland model by Pulte, located in the sought-after Northridge at Babcock Ranch. This home was thoughtfully created for multi-generational living, offering a private in-law suite on the main floor along with expansive living spaces for gathering and everyday comfort. One of the true highlights of this home—and a favorite of the current owners—is the stunning kitchen, featuring an impressive oversized island and gas range, making it the perfect space for cooking, entertaining, and bringing everyone together. Upstairs, a finished loft provides additional flexible living space—ideal for a second family room, media area, or private retreat. Step outside to enjoy the oversized screened lanai, offering plenty of room to relax, dine, and take in the peaceful lake views—a perfect extension of your living space. Designed with both comfort and convenience in mind, hurricane shutters, and custom built-in closets for enhanced organization, laundry room upgraded with built in cabinets With over 4,600 square feet, this home offers a rare opportunity for two families to comfortably coexist under one roof, while still maintaining privacy. It also serves beautifully as a spacious home for a large family needing room to spread out. The owners have truly loved this home and are sad to leave, which speaks to how special it is. Located in America’s first solar-powered town, residents enjoy access to Babcock Ranch’s amenities, including parks, trails, pools, and a vibrant town center. A standout opportunity offering space, flexibility, and features not found in many comparable homes—including loft space, modern upgrades, and a lakefront setting.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
4,636
Sqft
0.23 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,633 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,633/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$168 vs $208
Days on market
96 vs 59 typical
Where $168/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
179 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 477% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 42581 ATLAS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$945,000
15612 NORTHRIDGE ROAD · same community
4 bd · 4 ba · 4,554 sqft · $208/sqft · 0 DOM
Sold · Nov ’25$779,000
42560 ATLAS DRIVE · same community
4 bd · 4.5 ba · 2,985 sqft · $261/sqft · 3 DOM
Sold · Apr ’26$463,000
42443 CASCADE DRIVE · same community
4 bd · 3.5 ba · 2,897 sqft · $160/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 42581 ATLAS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42581 ATLAS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
42581 ATLAS DRIVE FAQs
What would the monthly payment be for 42581 ATLAS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,633/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 42581 ATLAS DRIVE?+
The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 42581 ATLAS DRIVE?+
The most recent tax bill on record (2025) was $8,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42581 ATLAS DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $779,000, this home is listed about 126% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 42581 ATLAS DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$779,000 runs 477% above the PUNTA GORDA 33982 median — but at 4,636 sqft it's also nearly 3 times the size of the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $860,000, now $779,000 — a $81K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARAGON FLORIDA REALTY · Luann Collins. MLS #TB8499648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 42581 ATLAS DRIVE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →