42422 CASCADE DRIVE, PUNTA GORDA, FL, 33982
Active69 days on marketListed May 13, 2026MLS #A4693483
About this home
42422 CASCADE DRIVE
Short Sale. THIS IS A SHORT SALE. SUBJECT TO BANK APPROVAL. Built in 2023 and located in the highly sought-after Northridge neighborhood of Babcock Ranch, this beautifully designed Thompson two-story home offers the perfect blend of modern style, everyday comfort, and unbeatable community living. With 4 bedrooms, a den, 2 full bathrooms, 1 powder bath, and a 2-car garage, this home delivers spacious living with thoughtful upgrades throughout. The open-concept layout is designed for both entertaining and functionality, featuring a bright gathering room that flows seamlessly into the kitchen complete with a large center island, stainless steel appliances, upgraded quartz countertops, white shaker-style cabinetry, and a timeless subway tile backsplash. Luxury vinyl plank flooring enhances the downstairs main living areas, while tile accents the wet areas and plush carpet adds comfort upstairs and in the bedrooms. Sliding glass doors open to the screened-in covered lanai, creating the perfect indoor-outdoor living space with plenty of room to add a pool after closing if desired. Living in Northridge means enjoying a low-maintenance lifestyle with landscaping maintenance and 1-gig fiber internet included. Conveniently located near Founder’s Square, Slater’s Goods & Provisions, The Hatchery business center, boardwalk, and event lawn, you’ll love having shopping, dining, entertainment, and community events just a golf cart ride away. Residents of Babcock Ranch enjoy an active, golf cart-friendly lifestyle with two community pools, sports courts, weekly food trucks, farmers markets, live music, and year-round events hosted by the master HOA. With quick access to County Road 31, sidewalk-lined streets, streetlights, and a welcoming pet-friendly atmosphere, this home offers exceptional value in one of Southwest Florida’s fastest-growing communities. Plus, enjoy the added benefit of LOW INSURANCE COSTS without sacrificing quality, location, or lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,368
Sqft
0.17 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.6%
$/sqft vs Punta Gorda actives
$148 vs $208
Days on market
69 vs 59 typical
Where $148/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Babcock Ranch
Get to know Punta Gorda. See the full Punta Gorda guide →
Babcock Ranch — neighborhood snapshot
Population
1,383
Median age
51
Median income
$121,216
Median home value
$440,349
Avg household
3
Households w/ children
150
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
183 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 159% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 42422 CASCADE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$463,000
42443 CASCADE DRIVE · same community
4 bd · 3.5 ba · 2,897 sqft · $160/sqft · 34 DOM
Sold · Nov ’25$779,000
42560 ATLAS DRIVE · same community
4 bd · 4.5 ba · 2,985 sqft · $261/sqft · 3 DOM
Sold · May ’26$945,000
15612 NORTHRIDGE ROAD · same community
4 bd · 4 ba · 4,554 sqft · $208/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 42422 CASCADE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42422 CASCADE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
42422 CASCADE DRIVE FAQs
What would the monthly payment be for 42422 CASCADE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,171/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 42422 CASCADE DRIVE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 42422 CASCADE DRIVE?+
The most recent tax bill on record (2025) was $6,549. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42422 CASCADE DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $350,000, this home is listed about 1% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 42422 CASCADE DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Allie Duenas, Pa. MLS #A4693483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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