8509 W KIPLING LANE, HOMOSASSA, FL, 34448
Active105 days on marketListed Apr 20, 2026MLS #TB8499637
About this home
8509 W KIPLING LANE
Step into a life where the noise of the world fades behind a wall of tall, green trees. Your private slice of Florida sits on a large lot that gives you plenty of room to breathe and move. A five-year-old roof and a recently serviced septic system mean you can move in with total peace of mind and no hidden costs. With no HOA rules to follow, you have the freedom to truly make this space your own. This quiet retreat stays connected to everything with quick access to Suncoast Boulevard. Homes this solid and peaceful are hard to find. Call now to schedule your private showing before it's gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,300
Sqft
0.21 ac
Lot size
1979
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,789 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,789/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Homosassa actives
$173 vs $177
Days on market
105 vs 41 typical
Where $173/sqft sits among the 222 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
109 of 222
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8509 W KIPLING LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$182,000
8473 W ELOSSA COURT
3 bd · 2 ba · 1,294 sqft · $141/sqft · 177 DOM
Sold · Mar ’26$135,000
8434 W ELOSSA COURT
3 bd · 2 ba · 1,248 sqft · $108/sqft · 21 DOM
Sold · Jul ’26$189,000
3279 S ABERDEEN TERRACE
3 bd · 2 ba · 1,104 sqft · $171/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8509 W KIPLING LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8509 W KIPLING LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8509 W KIPLING LANE FAQs
What would the monthly payment be for 8509 W KIPLING LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,789/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8509 W KIPLING LANE?+
The most recent tax bill on record (2025) was $2,457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $225,000, this home is listed about 36% below the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 8509 W KIPLING LANE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HOMOSASSA 34448 market on paper
$225,000 is 4% below the HOMOSASSA 34448 median of $235,000, and at $173/sqft it sits under the Homosassa average of $222.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
105 days on market against a Homosassa median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $245,000, now $225,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jatnna Jimenez. MLS #TB8499637.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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