13225 101ST STREET UNIT 356, LARGO, FL, 33773
Active104 days on marketListed Apr 20, 2026MLS #TB8499165
About this home
13225 101ST STREET UNIT 356
Experience the ultimate Florida lifestyle in this sun-drenched 1,284 sq. ft. home located in the inviting Four Seasons Estates 55+ community. Perched right on the water’s edge with serene canal views, this property offers a peaceful retreat filled with gentle coastal breezes. Whether you’re unwinding by the sparkling heated pool, casting a line for some quiet lakeside fishing, or joining friends at the bustling clubhouse for a game of shuffleboard, every day feels like a vacation. Best of all, you are just a short, scenic drive from the world-famous, sugar-sand beaches of the Gulf of Mexico. Living is effortless and budget-friendly here with a monthly maintenance fee of only $285.00—one of the lowest in Pinellas County—which conveniently covers your water, sewer, garbage, and lawncare. INTERIOR: This beautiful, open-concept home welcomes you with a seamless blend of modern flair and effortless comfort. Fully furnished with curated, high-end decor, the interior features laminate flooring that flows through the airy living spaces, 6-panel doors, and split-plan bedrooms. Serious peace of mind comes standard with a 2025 C/H/A system and energy-efficient windows, while sleek ceiling fans and designer lighting add a touch of luxury to every corner. The superb kitchen is a culinary showpiece, boasting crisp white cabinetry, premium stainless-steel appliances—including an ice maker and an island with cool, casual seating. Just steps away, the charming dining area spills into a sun-soaked, raised Florida room, creating a dreamy sanctuary for hosting bubbly cocktail hours or escaping for a quiet afternoon. The sophisticated layout continues to impress with a pristine hall bathroom, showcasing a stylishly tiled walk-in shower and a sleek vanity. The delightful guest bedroom is a bright, airy retreat flooded with natural light, complete with dual mirrored closets and stunning furnishings that might make your guests want to visit more! Finally, retreat to the four-star primary suite—a spacious, private haven featuring oversized furnishings, two mirrored closets, and an en suite bath with a single vanity and an attractively tiled walk-in shower. EXTERIOR: The exterior of this residence is just as impressive, featuring pretty, beach-colored vinyl siding and a sturdy roof over for lasting durability. A spacious two-car carport, added in 2011, provides ample covered parking, while a practical storage shed houses the washer and dryer. Life on the water is a breeze here; the home includes a golf cart for zipping around the community and features a lowered Florida room with a distinct seaside vibe—the perfect spot for dinner and drinks "al fresco." The rear paver patio is the ideal spot to take in the exquisite canal views and soak up the sunshine. This entire package is offered at an amazing $174,900, with the share included in the price. Grab your flip-flops and move right in—this waterfront find is the total package!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,284
Sqft
0 ac
Lot size
1975
Year built
One
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,622 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,622/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.8%
$/sqft vs Largo actives
$136 vs $242
Days on market
104 vs 42 typical
Where $136/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$37,590/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Largo rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening50%
Occupancy
▼ 32% yr/yr
$296
Avg nightly rate
▲ 15% yr/yr
$35K/yr
Revenue per listing
$148
RevPAR
63 days
Booking lead time
5.5 nights
Avg stay
3
Typical min nights
10,047
Active rentals
▲ 12% supply
Seasonality — monthly occupancy
Peaks at 58% in Feb · bottoms at 38% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Seasons
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Seasons is a short-term-rental community. See the full guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 13225 101ST STREET UNIT 356
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$190,000
13225 101ST STREET UNIT 363 · same community
2 bd · 2 ba · 1,239 sqft · $153/sqft · 0 DOM
Sold · Nov ’25$151,000
13225 101ST STREET UNIT 399 · same community
2 bd · 2 ba · 1,224 sqft · $123/sqft · 53 DOM
Sold · Jan ’26$122,450
13225 101ST STREET UNIT 425 · same community
2 bd · 2 ba · 1,152 sqft · $106/sqft · 376 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13225 101ST STREET UNIT 356 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13225 101ST STREET UNIT 356 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13225 101ST STREET UNIT 356 FAQs
What would the monthly payment be for 13225 101ST STREET UNIT 356?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,622/mo — principal and interest, the actual property-tax bill, the $285/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13225 101ST STREET UNIT 356?+
The association fee works out to $285 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13225 101ST STREET UNIT 356?+
The most recent tax bill on record (2025) was $845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 13225 101ST STREET UNIT 356 be rented short-term?+
Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 13225 101ST STREET UNIT 356?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $174,900, this home is listed about 35% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13225 101ST STREET UNIT 356?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33773 market on paper
$174,900 is 27% below the LARGO 33773 median of $239,999, and at $136/sqft it sits under the Largo average of $247.
02Zoned for nightly rentals
Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
104 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SELECT REAL ESTATE OF PINELLAS · Patricia Long. MLS #TB8499165.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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