David Ramirez
Short-Term Rental Eligible
$115,0002 bd2 ba1,004 sqft$115 /sqft$1,284 /mo all-in ↓

13225 101ST STREET UNIT 168, LARGO, FL, 33773

Active147 days on marketListed Mar 8, 2026MLS #TB8484201

Priced 52% below the LARGO 33773 medianEst. $38K/yr short-term rental revenueFully furnishedMobile HomeFOUR SEASONS ESTATE RESIDENT OWNED COMMUNITY INC

About this home

13225 101ST STREET UNIT 168

Enjoy the lifestyle you’ve been dreaming of in this five-star, 55+ resident-owned community. Residents have access to wonderful amenities including a refreshing pool, shuffleboard courts, and a welcoming clubhouse that serves as the hub for the many planned activities and social events held throughout the year. The location is ideal, with easy access to nearby shopping centers, a wide variety of restaurants, and everyday conveniences just minutes away. The exceptionally low maintenance fee of only $285 per month includes water, sewer, lawn care, and garbage service, helping keep living both simple and affordable. Travel and recreation are also within easy reach, as the community is conveniently located near two area airports and the beautiful sandy beaches that make Florida living so desirable. Motorcycle and boat owners will also appreciate that both are welcome here, making it easy to bring along your favorite ways to explore. INTERIOR: This inviting two bedroom, two bath home is tucked away on a quiet cul-de-sac and offers over 1,000 square feet of comfortable living space. Fully furnished and thoughtfully decorated, it is truly move-in ready so you can begin enjoying your new home right away. The kitchen features light cabinetry and comes equipped with all the necessary appliances, along with a convenient breakfast bar that can also double as a small office or workspace. Just beyond is a dining area with a built-in cabinet, creating a nice transition into the living room where the open layout provides a welcoming place to relax or entertain. From here, step into the light and bright Florida room, an ideal spot to enjoy morning coffee, read a book, or gather with friends. The guest bedroom is generously sized and located near the guest bath, which offers a long vanity along with a combination tub and shower. The spacious primary bedroom provides plenty of room for comfortable furnishings and features its own en suite bath complete with a walk-in shower. Laminate flooring runs throughout most of the home, while the bathrooms are finished with ceramic tile. Updated windows and central air conditioning throughout the home add to the comfort and efficiency of this well-maintained property.This inviting two bedroom, two bath home is tucked away on a quiet cul-de-sac and offers over 1,000 square feet of comfortable living space. Fully furnished and thoughtfully decorated, it is truly move-in ready so you can begin enjoying your new home right away. The kitchen features light cabinetry and comes equipped with all the necessary appliances, along with a convenient breakfast bar that can also double as a small office or workspace. Just beyond is a dining area with a built-in cabinet, creating a nice transition into the living room where the open layout provides a welcoming place to relax or entertain. From here, step into the light and bright Florida room, an ideal spot to enjoy morning coffee, read a book, or gather with friends. The guest bedroom is generously sized and located near the guest bath, which offers a long vanity along with a combination tub and shower. The spacious primary bedroom provides plenty of room for comfortable furnishings and features its own en suite bath complete with a walk-in shower. Laminate flooring runs throughout most of the home, while the bathrooms are finished with ceramic tile. Updated windows and central air conditioning throughout the home add to the comfort and efficiency of this property.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,004

Sqft

0 ac

Lot size

1971

Year built

One

Levels

$115

Per sqft

Furnished55+ community

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Thermostat · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ExteriorAwning(s) · Private Mailbox · Sidewalk

Community & fees

HOA fee$285/mo
Taxes (2025)$1,330/yr
PetsNo
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,284 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$677
FHA mortgage insurance (est.)$51
Property tax — 2025 actual bill$111
HOA fee — from the listing$285
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,025
Interest rate6.00%
Loan term

Estimated payment

$1,284/mo

Principal & interest$677
FHA mortgage insurance (est.)$51
Property taxes (actual bill)$111
HOA / condo fee$285
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $115K
$99KedgeAI estimate $116,967 · range $103K$136K$141K

vs edgeAI estimate

−1.7%

$/sqft vs Largo actives

$115 vs $240

Days on market

147 vs 42 typical

Where $115/sqft sits among the 400 Largo actives

103 · this home
82
78
67
40
30
$111–170$170–229$229–288$288–347$347–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$37,590/yr gross

Avg nightly rate$209
Occupancy (comp set)51%
CommunitySeasons
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketLargo
Annual gross at median$24,000
Gross yield on this price20.9%
Homes for rent right now143

Live Largo rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

50%

Occupancy

▼ 32% yr/yr

$340

Avg nightly rate

▲ 18% yr/yr

$42K/yr

Revenue per listing

$178

RevPAR

49 days

Booking lead time

5.7 nights

Avg stay

5

Typical min nights

837

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 71% in Mar · bottoms at 39% in Sep

44%
61%
71%
55%
46%
42%
62%
50%
39%
42%
43%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Seasons

Map of 13225 101ST STREET UNIT 168 inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Seasons is a short-term-rental community. See the full guide →

LARGO 33773 — neighborhood snapshot

Population

16,918

Median age

46.5

Median income

$74,115

Median home value

$280,600

Avg household

2.39

Households w/ children

1,373

For the school run

Pinellas County School District

ElementarySouthern Oak Elementary School★★★★
MiddleOsceola Middle School★★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

204 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% below the LARGO 33773 median. See the full Largo market guide →

Paper trail

This home's history

Mar 8, 2026Listed at $115,000 · 147 days on market since
1971Built · FOUR SEASONS ESTATE RESIDENT OWNED COMMUNITY INC

Reality check

What actually sold near 13225 101ST STREET UNIT 168

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13225 101ST STREET UNIT 166Sold · Dec ’25

$152,500

13225 101ST STREET UNIT 166 · same community

2 bd · 2 ba · 960 sqft · $159/sqft · 11 DOM

13225 101ST STREET UNIT 462Sold · Aug ’25

$55,000

13225 101ST STREET UNIT 462 · same community

2 bd · 2 ba · 960 sqft · $57/sqft · 117 DOM

13225 101ST STREET UNIT 222Sold · Apr ’26

$83,500

13225 101ST STREET UNIT 222 · same community

2 bd · 2 ba · 960 sqft · $87/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13225 101ST STREET UNIT 168 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13225 101ST STREET UNIT 168 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13225 101ST STREET UNIT 168 FAQs

What would the monthly payment be for 13225 101ST STREET UNIT 168?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,284/mo — principal and interest, the actual property-tax bill, the $285/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13225 101ST STREET UNIT 168?+

The association fee works out to $285 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13225 101ST STREET UNIT 168?+

The most recent tax bill on record (2025) was $1,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 13225 101ST STREET UNIT 168 be rented short-term?+

Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 13225 101ST STREET UNIT 168?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $115,000, this home is listed about 57% below the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 13225 101ST STREET UNIT 168?+

Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LARGO 33773 market on paper

$115,000 is 52% below the LARGO 33773 median of $239,999, and at $115/sqft it sits under the Largo average of $247.

02Zoned for nightly rentals

Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

04Time on market is leverage

147 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SELECT REAL ESTATE OF PINELLAS · Patricia Long. MLS #TB8484201.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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