David Ramirez
$724,995$765,0004 bd3 ba2,878 sqft$252 /sqft$5,388 /mo all-in ↓

4152 GRANDCHAMP CIRCLE, PALM HARBOR, FL, 34685

Active85 days on marketListed Apr 30, 2026MLS #TB8498897

Reduced $40KPrivate poolSingle Family ResidenceGOLFSIDE

Come see it

Upcoming open house

Sat, Jul 25

1:30 PM – 3:30 PM

About this home

4152 GRANDCHAMP CIRCLE

One or more photo(s) has been virtually staged. Located in the highly sought after Lansbrook community of Golfside, this updated 4-bedroom, 3-bath pool home with a versatile bonus room is spacious and move-in ready with a layout perfect for everyday living and entertaining. The true highlight of the home is the backyard. Pocket sliding glass doors open the main living area to a screened lanai with stone pavers, a pebble tech pool, and spillover spa. All of this, overlooking the peaceful water view and tree-lined preserve with no rear neighbors, creating privacy that is hard to replicate in Palm Harbor. Whether hosting by the pool, relaxing in the spa, or watching deer and local wildlife pass through the backyard, this is the space that makes the home feel special. Upstairs, the primary suite is a spacious retreat with an en-suit bath featuring tile flooring, walk-in glass shower, garden tub with tiled surround, and natural light from a large window, complete with a large walk-in closet. Three additional bedrooms and two full bathrooms provide flexibility for everyday living or guests. The layout offers multiple living spaces with the kitchen in the heart of the home. Equipped with stainless steel appliances, granite countertops, and open to the main living areas with durable tile flooring throughout. The home has been refreshed throughout with new interior paint and new carpet, updated landscaping, new sod, and an updated sprinkler system complete the outdoor setup. Additional highlights include a New Roof 2024 and New upstairs HVAC in 2026. A rare, in-ground propane tank to supply gas features at the kitchen appliances, fireplace, water heater, and laundry, adding efficiency and functionality along with an oversized 3-car garage with built-in storage and a water softener. Residents of Lansbrook enjoy access to Lake Tarpon parks, walking trails, playgrounds, and nearby golf, along with convenient access to East Lake Road, shopping, dining, and top-rated schools like Cypress Woods Elementary and East Lake High School. A great opportunity to own a fully updated, move-in ready pool home in one of Palm Harbor’s most desirable communities. **Use the seller’s preferred lender and receive a no cost 1-0 permanent rate buy down.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,878

Sqft

0.58 ac

Lot size

3

Garage

1998

Year built

Two

Levels

$252

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorPrivate Mailbox · Private Yard · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$209/mo
Taxes (2025)$10,020/yr
PetsYes
CommunityWater Access · Deed Restrictions · Park · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,388 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2025 actual bill$835
HOA fee — from the listing$209
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,500
Interest rate6.00%
Loan term

Estimated payment

$5,388/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$835
HOA / condo fee$209
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$670KedgeAI estimate $770,336 · range $698K$814K$847K

vs edgeAI estimate

−5.9%

$/sqft vs Palm Harbor actives

$252 vs $259

Days on market

85 vs 42 typical

Where $252/sqft sits among the 400 Palm Harbor actives

78
86
98 · this home
73
33
32
$150–196$196–242$242–288$288–334$334–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lansbrook Village

Map of 4152 GRANDCHAMP CIRCLE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Lansbrook Village — neighborhood snapshot

Population

5,604

Median age

49

Median income

$140,957

Median home value

$625,945

Avg household

3

Households w/ children

606

For the school run

Pinellas County School District

ElementaryCypress Woods Elementary School★★★★★
HighEast Lake High School★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

208 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $724,995 $40K
Apr 30, 2026Listed at $765,000 · 85 days on market since
1998Built · GOLFSIDE

Reality check

What actually sold near 4152 GRANDCHAMP CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4147 GRANDCHAMP CIRCLESold · Sep ’25

$730,000

4147 GRANDCHAMP CIRCLE · same community

4 bd · 2.5 ba · 2,840 sqft · $257/sqft · 35 DOM

4157 GRANDCHAMP CIRCLESold · Jun ’26

$550,000

4157 GRANDCHAMP CIRCLE · same community

4 bd · 2 ba · 2,242 sqft · $245/sqft · 201 DOM

3001 Holiday Springs Blvd # 201, Margate FL 33063Sold · Feb ’26

$165,000

3001 Holiday Springs Blvd # 201, Margate FL 33063 · same community

2 bd · 2 ba · 950 sqft · $174/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4152 GRANDCHAMP CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4152 GRANDCHAMP CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4152 GRANDCHAMP CIRCLE FAQs

What would the monthly payment be for 4152 GRANDCHAMP CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,388/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4152 GRANDCHAMP CIRCLE?+

The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4152 GRANDCHAMP CIRCLE?+

The most recent tax bill on record (2025) was $10,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4152 GRANDCHAMP CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $724,995, this home is listed about 93% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4152 GRANDCHAMP CIRCLE?+

Cypress Woods Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$724,995 runs 96% above the PALM HARBOR 34685 median — but at 2,878 sqft it's also nearly twice the size of the typical Palm Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

85 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Cypress Woods Elementary School, East Lake High School, Tarpon Springs Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $765,000, now $724,995 — a $40K cut. The full history is in the market section below.

Listing courtesy of SOUTHERN LIFE REALTY · Kelsi Ward. MLS #TB8498897.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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