10 LINDEN LANE, PALM HARBOR, FL, 34683
Active29 days on marketListed Jun 26, 2026MLS #O6420486
About this home
10 LINDEN LANE
Welcome to 10 Linden Lane, a beautifully spacious 4-bedroom, 2-bathroom single-family home offering 2,226 square feet of comfortable Florida living. Nestled on an oversized 0.31-acre lot on a quiet, low-traffic lane in the highly sought-after Westlake Village community, this property perfectly balances peaceful neighborhood charm with everyday convenience. WHY YOU'LL LOVE THIS HOME: True 4-Bedroom Split Floorplan: Great for families, multi-generational living, or a dedicated home office setup. Spacious Living Areas: Designed with a blend of LVP and tile flooring, featuring an expansive layout that flows effortlessly from the kitchen to the main living spaces. Outdoor Potential: The generous 0.31-acre lot provides an expansive backyard with plenty of space for a playground, garden, or outdoor entertainment oasis. Prime Location
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,226
Sqft
0.26 ac
Lot size
2
Garage
1979
Year built
One
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,269 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,269/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.6%
$/sqft vs Palm Harbor actives
$283 vs $260
Days on market
29 vs 42 typical
Where $283/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Westlake Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Westlake Village — neighborhood snapshot
Population
1,504
Median age
47
Median income
$126,422
Median home value
$474,000
Avg household
3
Households w/ children
150
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
212 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 LINDEN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$549,900
995 ROLLING HILLS DRIVE · same community
4 bd · 3 ba · 2,222 sqft · $247/sqft · 38 DOM
Sold · Aug ’25$410,000
970 ROLLING HILLS DRIVE · same community
4 bd · 2 ba · 2,193 sqft · $187/sqft · 203 DOM
Sold · Sep ’25$615,000
705 WILD OAK LANE · same community
4 bd · 2 ba · 2,128 sqft · $289/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10 LINDEN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 LINDEN LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10 LINDEN LANE FAQs
What would the monthly payment be for 10 LINDEN LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,269/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10 LINDEN LANE?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10 LINDEN LANE?+
The most recent tax bill on record (2025) was $4,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 LINDEN LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $630,000, this home is listed about 68% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 LINDEN LANE?+
Palm Harbor University High (high), Sutherland Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$630,000 runs 57% above the PALM HARBOR 34683 median — but at 2,226 sqft it's also 52% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Palm Harbor University High, Sutherland Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $650,000, now $630,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6420486.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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