565 SANDY HOOK ROAD, PALM HARBOR, FL, 34683
Active280 days on marketListed Oct 16, 2025MLS #TB8437779
About this home
565 SANDY HOOK ROAD
Welcome to your dream home in the heart of Palm Harbor! This Completely renovated four-bedroom, tow-bathroom open layout and move in ready residence with a dedicated home office is perfect for modern living. Nestled in the sought-after Westlake Village, this property boasts a prime location just behind the highly acclaimed Palm Harbor University, one of the top schools in Pinellas county. Step inside to discover a beautifully updated interior featuring luxury flooring throughout creating an airy and contemporary atmosphere. the heart of the home is the gourmet kitchen, equipped with stunning quartz countertops and a sleek cabinetry, perfect for culinary adventures. This home is a tech lovers paradise, featuring brand new Samsung smart appliances, including a refrigerator, washer and dryer set. Enjoy movie nights in the spacious living room with a 75-inch Neo QLED TV, expertly mounted for your viewing pleasure. The main living areas are enhanced with Lutron Caseta smart lighting, allowing you to customize ambiance at the touch of a button. Convenience continues with a Google Nest smart front door lock and a wireless access point port in the living room for seamless device connectivity. The property is designed for comfort and efficiency, featuring hurricane impact windows throughout most of the home, providing both security and energy savings. Located just a stone throw away from the world-famous Dunedin Causeway and a variety of shopping options, this home offers the perfect blend of tranquility and accessibility. Don't miss the opportunity to own this extraordinary property in one of Florida's most desirable neighborhoods. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,312
Sqft
0.27 ac
Lot size
2
Garage
1978
Year built
One
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,369 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,369/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13%
$/sqft vs Palm Harbor actives
$281 vs $258
Days on market
280 vs 42 typical
Where $281/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
208 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 565 SANDY HOOK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$590,000
765 SANDY HOOK ROAD · same community
4 bd · 2 ba · 2,336 sqft · $253/sqft · 49 DOM
Sold · Aug ’25$649,900
515 HOLLOW RIDGE ROAD · same community
3 bd · 2.5 ba · 2,354 sqft · $276/sqft · 13 DOM
Sold · May ’26$646,000
75 WOODCUTTER LANE · same community
4 bd · 3 ba · 2,376 sqft · $272/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 565 SANDY HOOK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 565 SANDY HOOK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
565 SANDY HOOK ROAD FAQs
What would the monthly payment be for 565 SANDY HOOK ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,369/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 565 SANDY HOOK ROAD?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 565 SANDY HOOK ROAD?+
The most recent tax bill on record (2024) was $4,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 565 SANDY HOOK ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $649,000, this home is listed about 73% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 565 SANDY HOOK ROAD?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$649,000 runs 61% above the PALM HARBOR 34683 median — but at 2,312 sqft it's also 58% larger than the typical Palm Harbor listing.
02Time on market is leverage
280 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $675,000, now $649,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · John Kouremetis. MLS #TB8437779.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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