1901 HEARTLAND CIRCLE, VALRICO, FL, 33594
Active105 days on marketListed Apr 17, 2026MLS #TB8498779
About this home
1901 HEARTLAND CIRCLE
Beautifully maintained home located in the established Oaks at Valrico community. This 4-bedroom, 3-bathroom 3 car garage residence offers 2,758 sq. ft. of well-designed living space with a functional split-bedroom floor plan. Curb appeal shines with lush landscaping, an oversized enclosed lanai, and a 3-car garage featuring epoxy flooring. The double leaded glass front doors open to a welcoming foyer with custom tile medallion and chandelier. Formal living and dining areas feature crown molding and a decorative chandelier that conveys. The centrally located kitchen includes granite countertops, tile backsplash, wood cabinetry, center island, breakfast nook, and a walk-in pantry with additional shelving. The family room offers triple sliding glass doors leading to the large enclosed lanai and private backyard, providing great indoor-outdoor living. The primary suite features private access to the lanai, along with an en-suite bathroom offering a soaking tub, walk-in shower, and spacious walk-in closets with built-ins. The 4th bedroom includes tile flooring and a private full bathroom, ideal for guests or a home office. Two additional bedrooms share a Jack-and-Jill bathroom. Additional features include a 4 year old roof, interior laundry room with built-in folding area, and washer and dryer included if desired. The home is equipped with solar-powered motion lighting and exterior security cameras. Conveniently located just north of Hwy 60 with easy access to Tampa, Plant City, and Orlando, and close to shopping, dining, and schools. Move-in ready and easy to show.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,758
Sqft
0.22 ac
Lot size
3
Garage
2006
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,926 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,926/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs Valrico actives
$179 vs $215
Days on market
105 vs 34 typical
Where $179/sqft sits among the 185 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oaks At Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Oaks At Valrico — neighborhood snapshot
Population
1,185
Median age
46
Median income
$134,798
Median home value
$410,700
Avg household
3
Households w/ children
138
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
101 of 185
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 1901 HEARTLAND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$465,000
1804 PRAIRIE GRASS LANE · same community
4 bd · 3 ba · 2,595 sqft · $179/sqft · 179 DOM
Sold · Jul ’26$495,000
1939 HEARTLAND CIRCLE · same community
5 bd · 3 ba · 2,595 sqft · $191/sqft · 360 DOM
Sold · Feb ’26$448,000
2046 HEARTLAND CIRCLE · same community
4 bd · 3.5 ba · 3,203 sqft · $140/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1901 HEARTLAND CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1901 HEARTLAND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1901 HEARTLAND CIRCLE FAQs
What would the monthly payment be for 1901 HEARTLAND CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,926/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1901 HEARTLAND CIRCLE?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1901 HEARTLAND CIRCLE?+
The most recent tax bill on record (2025) was $6,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1901 HEARTLAND CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $495,000, this home is listed about 4% above the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1901 HEARTLAND CIRCLE?+
Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$495,000 runs 18% above the VALRICO 33594 median — but at 2,758 sqft it's also 23% larger than the typical Valrico listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
105 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $515,000, now $495,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KNOWN REAL ESTATE LLC · Mickey Arruda. MLS #TB8498779.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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