David Ramirez
$420,000$439,9003 bd2 ba1,112 sqft$378 /sqft$3,148 /mo all-in ↓

1966 119TH STREET, LARGO, FL, 33778

Active97 days on marketListed Apr 18, 2026MLS #TB8498778

Reduced $20KSingle Family ResidenceTAYLOR LAKE SUB

Come see it

Upcoming open house

Sat, Jul 25

11:00 AM – 2:00 PM

About this home

1966 119TH STREET

PRICE REDUCED! Seller Motivated. Bring all offers. Possible owner financing available. Step into a beautifully reimagined home set on an expansive 75 x 100 corner lot, where thoughtful design and exceptional craftsmanship come together to create a truly move-in-ready retreat. This solid block 3-bedroom, 2-bath residence has been meticulously updated from top to bottom, showcasing quality workmanship in every detail, from striking custom exterior metalwork to the refined finishes and enhanced lighting throughout the interior. Inside, you will find a bright, open-concept living space designed for both comfort and style. The fully renovated kitchen is the centerpiece of the home, featuring sleek stainless-steel appliances, custom cabinetry, a stylish tile backsplash, and woodgrain laminate flooring that flows seamlessly throughout the main living areas. Modern lighting fixtures elevate the ambiance, while the thoughtfully redesigned bathrooms feature clean, modern design with high-end finishes and elegant touches. Beyond the aesthetics, this home delivers peace of mind with major system upgrades, including new hurricane grade windows and doors for improved efficiency and security. The air-conditioned garage is an exceptional bonus space, featuring durable speckled floor coating and offering the flexibility to serve as a workshop, home gym, or additional climate-controlled storage. Every inch of this property reflects careful attention to detail and a commitment to quality. Double gate for easy RV and boat parking. No HOA Fees or Flood Insurance required, Perfectly positioned in the heart of Largo, this home offers unbeatable convenience and lifestyle appeal. Enjoy being just moments from Taylor Park and its scenic lake, with quick access to U.S. Hwy 19 for easy commuting. The world-renowned Gulf beaches are only minutes away, while everyday essentials such as schools, hospitals, shopping, and dining are all within close reach. Outdoor enthusiasts will appreciate proximity to local favorites like the Pinellas Trail, Ridgecrest Park, Walsingham Park, and Southwest Recreation Complex, offering abundant opportunities for recreation, relaxation, and enjoying Florida’s natural beauty. Golfers can tee off at Largo Golf Course, while boating and fishing enthusiasts will love the nearby marinas and convenient water access. With effortless connectivity to Tampa, St. Petersburg, local universities, and area airports, this home combines location, lifestyle, and lasting value in one exceptional package. If you have been searching for a home that offers modern upgrades, superior craftsmanship, and a prime location surrounded by endless amenities, this is your opportunity. Sold as-is. All information is deemed accurate but not guaranteed; buyers and agents should verify all measurements and specifications. Schedule your showing today and discover the elevated Florida lifestyle waiting for you.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,112

Sqft

0.17 ac

Lot size

1

Garage

1977

Year built

One

Levels

$378

Per sqft

Inside

FlooringLaminate · Hardwood
AppliancesConvection Oven · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesEast
ParkingBoat · Driveway · Garage Door Opener · RV Parking
ExteriorLighting · Private Yard · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,951/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,148 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$329
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,148/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$329
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$364KedgeAI estimate $400,917 · range $379K$439K$457K

vs edgeAI estimate

+4.8%

$/sqft vs Largo actives

$378 vs $237

Days on market

97 vs 42 typical

Where $378/sqft sits among the 400 Largo actives

102
86
73
62
46 · this home
31
$105–165$165–225$225–285$285–345$345–405$405+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Taylor Lake

Map of 1966 119TH STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Taylor Lake — neighborhood snapshot

Population

250

Median age

44

Median income

$55,343

Median home value

$316,800

Avg household

3

Households w/ children

21%

For the school run

Pinellas County School District

ElementaryRidgecrest Elementary School★★★★★
HighLargo High School★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

200 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 144% above the LARGO 33778 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $420,000 $20K
Apr 18, 2026Listed at $439,900 · 97 days on market since
1977Built · TAYLOR LAKE SUB

Reality check

What actually sold near 1966 119TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1966 119TH STREETSold · Sep ’25

$211,000

1966 119TH STREET · same community

3 bd · 2 ba · 1,112 sqft · $190/sqft · 5 DOM

1736 TAYLOR LAKE PLACESold · Oct ’25

$320,000

1736 TAYLOR LAKE PLACE · same community

3 bd · 2 ba · 1,100 sqft · $291/sqft · 135 DOM

1602 TAYLOR LAKE CIRCLESold · Sep ’25

$370,000

1602 TAYLOR LAKE CIRCLE · same community

3 bd · 2 ba · 1,207 sqft · $307/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1966 119TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1966 119TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1966 119TH STREET FAQs

What would the monthly payment be for 1966 119TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,148/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1966 119TH STREET?+

The most recent tax bill on record (2025) was $3,951. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $420,000, this home is listed about 56% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1966 119TH STREET?+

Ridgecrest Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$420,000 runs 144% above the LARGO 33778 median.

02Time on market is leverage

97 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $439,900, now $420,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of REALTY EXPERTS · Laura Canary. MLS #TB8498778.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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