David Ramirez
$425,000$450,0003 bd2 ba1,476 sqft$288 /sqft$3,225 /mo all-in ↓

1820 PATLIN CIRCLE N, LARGO, FL, 33770

Active106 days on marketListed Apr 14, 2026MLS #TB8497009

Reduced $25KSingle Family ResidenceBILTMORE ESTATES

About this home

1820 PATLIN CIRCLE N

From the moment you arrive, this fully renovated 2-bedroom, 2-bathroom home with a versatile bonus room offers a seamless blend of modern updates and everyday comfort in the heart of Largo. Thoughtfully redesigned from top to bottom, every detail has been refreshed to deliver a true move-in-ready experience. Step inside to a bright, open layout featuring brand new flooring and fresh interior paint throughout. The updated kitchen is anchored by marble countertops and flows effortlessly into the main living and dining areas, creating a welcoming space for both daily living and entertaining. Beautifully renovated bathrooms add to the home’s clean, modern feel. The bonus room provides flexibility for a home office, guest space, or additional living area to fit your lifestyle. Each bedroom offers a comfortable retreat with natural light and ample storage. Recent major improvements, including a new roof and new A/C, provide lasting peace of mind. Outdoors, enjoy a private yard ideal for relaxing or hosting gatherings. Perfectly positioned, this home offers easy access to Largo Central Park, the Largo Cultural Center, and the world-renowned shores of Clearwater Beach, along with nearby shopping and dining. A rare opportunity to own a fully updated home in a prime location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,476

Sqft

0.25 ac

Lot size

1

Garage

1962

Year built

One

Levels

$288

Per sqft

Pets allowed

Inside

FlooringTile · Vinyl
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationConcrete Perimeter
FacesSouth
ExteriorAwning(s) · Lighting · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$4,500/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,225 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$375
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,225/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$375
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$387KedgeAI estimate $440,539 · range $403K$493K$513K

vs edgeAI estimate

−3.5%

$/sqft vs Largo actives

$288 vs $238

Days on market

106 vs 42 typical

Where $288/sqft sits among the 400 Largo actives

101
82
70
62 · this home
52
33
$108–165$165–223$223–280$280–337$337–395$395+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 1820 PATLIN CIRCLE N

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33770 — neighborhood snapshot

Population

25,005

Median age

49.3

Median income

$58,071

Median home value

$245,200

Avg household

2.22

Households w/ children

2,227

For the school run

Pinellas County School District

HighLargo High School★★★★★
MiddleLargo Middle School★★★★★
ElementaryPonce De Leon Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

208 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $25K
Apr 14, 2026Listed at $450,000 · 106 days on market since
1962Built · BILTMORE ESTATES

Reality check

What actually sold near 1820 PATLIN CIRCLE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

120 20TH STREET SWSold · May ’26

$355,000

120 20TH STREET SW · same community

2 bd · 2 ba · 1,457 sqft · $244/sqft · 69 DOM

1800 KAY DRIVESold · Jan ’26

$370,000

1800 KAY DRIVE · same community

2 bd · 2 ba · 1,453 sqft · $255/sqft · 77 DOM

11425 NW 87th Pl, Hialeah Gardens FL 33018Sold · Sep ’25

$555,000

11425 NW 87th Pl, Hialeah Gardens FL 33018 · same community

3 bd · 2 ba · 1,550 sqft · $358/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1820 PATLIN CIRCLE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1820 PATLIN CIRCLE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1820 PATLIN CIRCLE N FAQs

What would the monthly payment be for 1820 PATLIN CIRCLE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,225/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1820 PATLIN CIRCLE N?+

The most recent tax bill on record (2025) was $4,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1820 PATLIN CIRCLE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $425,000, this home is listed about 58% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1820 PATLIN CIRCLE N?+

Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$425,000 runs 88% above the LARGO 33770 median — but at 1,476 sqft it's also 20% larger than the typical Largo listing.

02Time on market is leverage

106 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $450,000, now $425,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Keegan Siegfried. MLS #TB8497009.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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