952 VIRGINIA STREET UNIT 202, DUNEDIN, FL, 34698
Active108 days on marketListed Apr 17, 2026MLS #TB8498756
About this home
952 VIRGINIA STREET UNIT 202
Welcome to effortless Florida living in this beautifully updated 2 bedroom, 2 bathroom condo located in a desirable 55+ community in the heart of Dunedin. Situated on the second floor with convenient elevator access, this turnkey residence is truly move-in ready—just bring your essentials and start enjoying your new lifestyle. The home features a tastefully updated kitchen and bathrooms, no carpet throughout for a clean, modern feel, and a brand new coffee bar or adult beverage station—perfect for entertaining or unwinding at the end of the day. Recent updates include: • New roof (2024) • AC (2018) • Water heater (2026) Relax on your private screened-in lanai, the perfect spot for morning coffee or evening drinks while enjoying the Florida breeze—without the bugs. Community amenities include [pool, clubhouse, shuffleboard, fitness center, etc.—customize this based on your property]—designed for a relaxed, social, and active lifestyle. There are also 8 brand new Pickle Ball Courts within wallking distance. Offered at an attractive price point, this is an excellent opportunity to enjoy all the Dunedin lifestyle. Contact me today for more information or to schedule a private showing. SELLER WILL WELCOME A TENANT TOO! HOA INCLUDES INTERNET AND CABLE!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
965
Sqft
1977
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,031 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,031/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.4%
$/sqft vs HEATHER LAKE APTS CONDO
$197 vs $158
Days on market
108 vs 45 typical
Where $197/sqft sits among the 11 homes for sale in HEATHER LAKE APTS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heather Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
Heather Lake — neighborhood snapshot
Population
371
Median age
64
Median income
$56,125
Median home value
$153,900
Avg household
2
Households w/ children
17%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
5 of 11
HEATHER LAKE APTS CONDO have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 952 VIRGINIA STREET UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$92,000
952 VIRGINIA STREET UNIT 107 · same community
2 bd · 1 ba · 965 sqft · $95/sqft · 15 DOM
Sold · Aug ’25$160,000
960 VIRGINIA STREET UNIT 202 · same community
2 bd · 2 ba · 965 sqft · $166/sqft · 29 DOM
Sold · Jan ’26$140,000
952 VIRGINIA STREET UNIT 108 · same community
2 bd · 1 ba · 965 sqft · $145/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 952 VIRGINIA STREET UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 952 VIRGINIA STREET UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
952 VIRGINIA STREET UNIT 202 FAQs
What would the monthly payment be for 952 VIRGINIA STREET UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,031/mo — principal and interest, the actual property-tax bill, the $618/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 952 VIRGINIA STREET UNIT 202?+
The association fee works out to $618 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 952 VIRGINIA STREET UNIT 202?+
The most recent tax bill on record (2025) was $601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 952 VIRGINIA STREET UNIT 202?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $189,999, this home is listed about 52% below the Dunedin median of $398,000. The market section on this page shows how the area is trending.
Which schools are assigned to 952 VIRGINIA STREET UNIT 202?+
Dunedin Highland Middle School (middle), Dunedin High School (high), Garrison-Jones Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DUNEDIN 34698 market on paper
$189,999 is 37% below the DUNEDIN 34698 median of $300,000, and at $197/sqft it sits under the Dunedin average of $324.
02Know the monthly fee
The association fee is $618/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
108 days on market against a Dunedin median of 45 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin High School, Garrison-Jones Elementary School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $218,000, now $189,999 — a $28K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Dana Klima. MLS #TB8498756.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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