David Ramirez
$150,0002 bd2 ba927 sqft$162 /sqft$1,291 /mo all-in ↓

936 VIRGINIA STREET UNIT 206, DUNEDIN, FL, 34698

Active102 days on marketListed Apr 22, 2026MLS #TB8499199

Priced 50% below the DUNEDIN 34698 medianFully furnishedCondominiumHEATHER LAKE APTS CONDO

About this home

936 VIRGINIA STREET UNIT 206

Check out this 2nd floor 2 bedroom, 2 bathroom unit, wide open Lakeview in delightful Dunedin. Close to everything Dunedin has to offer, vibrant downtown scene, restaurants, shops, close to the Pinellas Trail, major airports, spring training homes of the Toronto Blue Jays, Philadelphia Phillies and New York Yankees, major league sports. Awesome beaches close by too.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

927

Sqft

1973

Year built

One

Levels

$162

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofConcrete · Other
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingAssigned · Covered · Guest
ExteriorBalcony · Garden · Irrigation System · Lighting · Outdoor Grill · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$2,180/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,291 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$182
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$1,291/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$182
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$141KedgeAI estimate $156,327 · range $147K$181K$188K

vs edgeAI estimate

−4%

$/sqft vs HEATHER LAKE APTS CONDO

$162 vs $158

Days on market

102 vs 51 typical

Where $162/sqft sits among the 11 homes for sale in HEATHER LAKE APTS CONDO

1
4
2 · this home
0
3
1
$113–132$132–151$151–171$171–190$190–209$209+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heather Lake

Map of 936 VIRGINIA STREET UNIT 206 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

Heather Lake — neighborhood snapshot

Population

371

Median age

64

Median income

$56,125

Median home value

$153,900

Avg household

2

Households w/ children

17%

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
HighDunedin High School★★★★★
ElementaryGarrison-Jones Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$440K$410K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

6 of 11

HEATHER LAKE APTS CONDO have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Apr 22, 2026Listed at $150,000 · 102 days on market since
1973Built · HEATHER LAKE APTS CONDO

Reality check

What actually sold near 936 VIRGINIA STREET UNIT 206

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

940 VIRGINIA STREET UNIT 107Sold · Oct ’25

$129,000

940 VIRGINIA STREET UNIT 107 · same community

2 bd · 1 ba · 927 sqft · $139/sqft · 2 DOM

841 PATRICIA AVENUE UNIT 306Sold · May ’26

$120,000

841 PATRICIA AVENUE UNIT 306 · same community

2 bd · 2 ba · 934 sqft · $128/sqft · 111 DOM

920 VIRGINIA STREET UNIT 302Sold · Mar ’26

$145,000

920 VIRGINIA STREET UNIT 302 · same community

2 bd · 1 ba · 935 sqft · $155/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 936 VIRGINIA STREET UNIT 206 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 936 VIRGINIA STREET UNIT 206 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

936 VIRGINIA STREET UNIT 206 FAQs

What would the monthly payment be for 936 VIRGINIA STREET UNIT 206?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,291/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 936 VIRGINIA STREET UNIT 206?+

The most recent tax bill on record (2025) was $2,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 936 VIRGINIA STREET UNIT 206?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $150,000, this home is listed about 62% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 936 VIRGINIA STREET UNIT 206?+

Dunedin Highland Middle School (middle), Dunedin High School (high), Garrison-Jones Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DUNEDIN 34698 market on paper

$150,000 is 50% below the DUNEDIN 34698 median of $300,000, and at $162/sqft it sits under the Dunedin average of $330.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

102 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin High School, Garrison-Jones Elementary School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Terri Anneken. MLS #TB8499199.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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