David Ramirez
$250,0003 bd2 ba1,035 sqft$242 /sqft$1,948 /mo all-in ↓

113 6TH JPV STREET, WINTER HAVEN, FL, 33880

Active103 days on marketListed Apr 15, 2026MLS #TB8498029

Single Family ResidenceJAN PHYL VILLAGE

About this home

113 6TH JPV STREET

Back on the market! Previous contract fell through due to the buyer's financing, giving YOU a second chance to make this move-in-ready home yours. Discover the perfect blend of quality construction, modern updates, and everyday convenience in this solid concrete block home. Whether you're looking for a primary residence, seasonal retreat, or investment opportunity, this property is ready to impress. Inside, you'll find brand-new luxury vinyl plank flooring throughout, creating a clean, contemporary feel. The updated kitchen features newer stainless steel appliances, while major mechanical updates provide added confidence, including a 2022 HVAC system, 2022 water heater, 2026 electrical panel and a durable metal roof installed in 2012. Step outside to a spacious, fully fenced backyard shaded by mature trees, ideal for pets, outdoor entertaining, gardening, or simply enjoying Florida's beautiful weather. A covered carport, along with an additional parking pad, offers ample space for multiple vehicles, guests, or even your boat. Located in an established neighborhood with NO HOA and NO CDD fees, you'll enjoy the flexibility and savings that are becoming increasingly hard to find. Conveniently situated just minutes from shopping, restaurants, parks, lakes, and all that downtown Winter Haven has to offer, this home delivers both comfort and location. With inspections already completed during the previous transaction, this home is back on the market solely because the buyer's financing was not approved. Don't miss this opportunity,schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,035

Sqft

0.25 ac

Lot size

2

Garage

1960

Year built

One

Levels

$242

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Thermostat
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorSliding Doors · Storage

Community & fees

Taxes (2025)$2,472/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,948 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$206
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$1,948/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$206
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$202KedgeAI estimate $231,554 · range $211K$284K$295K

vs edgeAI estimate

+8%

$/sqft vs JAN PHYL VILLAGE

$242 vs $189

Days on market

103 vs 42 typical

Where $242/sqft sits among the 8 homes for sale in JAN PHYL VILLAGE

1
2
3
1
0
1 · this home
$142–159$159–176$176–194$194–211$211–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 113 6TH JPV STREET

Drive times from this address

Walt Disney World47 min
Downtown Tampa51 min
Universal Orlando57 min
Downtown Orlando63 min
Tampa Int’l Airport (TPA)63 min
Orlando Int’l Airport (MCO)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33880 — neighborhood snapshot

Population

42,336

Median age

36.5

Median income

$56,803

Median home value

$200,900

Avg household

2.8

Households w/ children

5,516

For the school run

Polk County School District

MiddleWestwood Middle School★★★★
HighLake Region High School★★★★
ElementaryClarence Boswell Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

2 of 8

JAN PHYL VILLAGE have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →

Paper trail

This home's history

Apr 15, 2026Listed at $250,000 · 103 days on market since
1960Built · JAN PHYL VILLAGE

Reality check

What actually sold near 113 6TH JPV STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

509 CLAYTON CIRCLESold · Jun ’26

$295,000

509 CLAYTON CIRCLE · same community

3 bd · 2 ba · 1,040 sqft · $284/sqft · 24 DOM

206 DILLON STREETSold · Jul ’26

$215,000

206 DILLON STREET · same community

3 bd · 2 ba · 1,017 sqft · $211/sqft · 14 DOM

122 2ND JPV STREETSold · Nov ’25

$224,000

122 2ND JPV STREET · same community

3 bd · 1 ba · 1,054 sqft · $213/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 113 6TH JPV STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 113 6TH JPV STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

113 6TH JPV STREET FAQs

What would the monthly payment be for 113 6TH JPV STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,948/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 113 6TH JPV STREET?+

The most recent tax bill on record (2025) was $2,472. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Haven?+

At $250,000, this home is listed about 12% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 113 6TH JPV STREET?+

Westwood Middle School (middle), Lake Region High School (high), Clarence Boswell Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · John Evans. MLS #TB8498029.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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113 6TH JPV STREET, WINTER HAVEN, FL — 3 Bed, 2 Bath — $250,000 | CENTURY 21 Edge