109 2ND JPV STREET, WINTER HAVEN, FL, 33880
Active8 days on marketListed Jul 22, 2026MLS #L4963683
About this home
109 2ND JPV STREET
Welcome to this newly remodeled 3-bedroom, 1-bath home. This charming home has been thoughtfully updated and is move-in ready, offering a perfect blend of modern finishes and comfortable living.Step inside to discover a bright, inviting interior featuring fresh updates throughout. The spacious living area flows into a functional kitchen with updated cabinetry, countertops, and appliances, making it ideal for both everyday living and entertaining. The three well-sized bedrooms provide plenty of space for family, guests, or a home office, while the renovated bathroom showcases stylish, contemporary finishes.Outside, you'll find a generous yard with room to relax, garden, or entertain. Conveniently located near schools, shopping, dining, parks, and major roadways, this home offers easy access to everything Winter Haven has. Don't miss this opportunity to own a beautifully remodeled home that's ready for its next owner. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,040
Sqft
0.22 ac
Lot size
1958
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,998 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,998/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.8%
$/sqft vs JAN PHYL VILLAGE
$245 vs $172
Days on market
8 vs 42 typical
Where $245/sqft sits among the 9 homes for sale in JAN PHYL VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33880 — neighborhood snapshot
Population
42,336
Median age
36.5
Median income
$56,803
Median home value
$200,900
Avg household
2.8
Households w/ children
5,516
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
2 of 9
JAN PHYL VILLAGE have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 2ND JPV STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$295,000
509 CLAYTON CIRCLE · same community
3 bd · 2 ba · 1,040 sqft · $284/sqft · 24 DOM
Sold · Nov ’25$224,000
122 2ND JPV STREET · same community
3 bd · 1 ba · 1,054 sqft · $213/sqft · 7 DOM
Sold · Jul ’26$215,000
206 DILLON STREET · same community
3 bd · 2 ba · 1,017 sqft · $211/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 2ND JPV STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 2ND JPV STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 2ND JPV STREET FAQs
What would the monthly payment be for 109 2ND JPV STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,998/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 109 2ND JPV STREET?+
The most recent tax bill on record (2025) was $2,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $255,000, this home is listed about 11% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 109 2ND JPV STREET?+
Westwood Middle School (middle), Lake Region High School (high), Clarence Boswell Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Marissa Hipp. MLS #L4963683.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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