David Ramirez
$109,900$149,9002 bd1 ba990 sqft$111 /sqft$899 /mo all-in ↓

1370 HEATHER RIDGE BOULEVARD UNIT 204, DUNEDIN, FL, 34698

Active109 days on marketListed Apr 15, 2026MLS #TB8497932

Priced 63% below the DUNEDIN 34698 medianReduced $40KCondominiumHEATHER RIDGE

About this home

1370 HEATHER RIDGE BOULEVARD UNIT 204

PRICE REDUCED...Prime Opportunity in Heather Ridge – Dunedin’s Desirable 55+ Community! Discover effortless Florida living in this bright and welcoming 2 bedroom, 1 bath, second-floor condo in the sought-after Heather Ridge 55+ community. With its clean lines and functional elegance, this home offers a sophisticated yet comfortable retreat. Step inside to a spacious foyer that welcomes you into an open, light-filled living space. Abundant windows flood the interior with natural sunshine and frame beautiful views of the community grounds from the expansive, full-width screened lanai. Whether you’re enjoying morning coffee or evening relaxation, the screened balcony provides the perfect spot for soaking in the Florida sunshine and gentle breezes. Just steps from your door, the sparkling community pool invites you to unwind. Heather Ridge residents enjoy fantastic amenities including multiple outdoor pools with lounge areas, shuffleboard courts, covered parking with guest spaces, on-site laundry facilities, and peaceful green spaces with scenic ponds. Located in the heart of Dunedin, this prime spot puts you minutes from vibrant downtown Dunedin — with its acclaimed restaurants, unique shops, festivals, and charming atmosphere — as well as world-class beaches like Honeymoon Island and Caladesi. Enjoy the perfect blend of low-maintenance condo living and an active, social 55+ lifestyle. This is Florida living at its best. A must-see — schedule your private showing today! Owner financing is available with 25% min. down.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

990

Sqft

0 ac

Lot size

1981

Year built

One

Levels

$111

Per sqft

55+ community

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s)
LaundryCommon Area · Laundry Room
CoolingZoned
HeatingElectric

Outside & construction

RoofBuilt-Up · Membrane · Shingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDeeded · Guest
ExteriorPrivate Mailbox · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$518/yr
PetsNo
CommunityAssociation Recreation - Owned · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$899 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$647
FHA mortgage insurance (est.)$49
Property tax — 2025 actual bill$43
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,847
Interest rate6.00%
Loan term

Estimated payment

$899/mo

Principal & interest$647
FHA mortgage insurance (est.)$49
Property taxes (actual bill)$43
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $110K
$106KedgeAI estimate $173,424 · range $164K$186K$193K

vs edgeAI estimate

−36.6%

$/sqft vs Dunedin actives

$111 vs $298

Days on market

109 vs 51 typical

Where $111/sqft sits among the 263 Dunedin actives

45 · this home
63
75
39
18
23
$111–194$194–277$277–360$360–443$443–525$525+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Map of 1370 HEATHER RIDGE BOULEVARD UNIT 204

Drive times from this address

Tampa Int’l Airport (TPA)28 min
Downtown Tampa31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$440K$410K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

157 of 263

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% below the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

CurrentPrice reduced to $109,900 $40K
Apr 15, 2026Listed at $149,900 · 109 days on market since
1981Built · HEATHER RIDGE

Reality check

What actually sold near 1370 HEATHER RIDGE BOULEVARD UNIT 204

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1370 HEATHER RIDGE BOULEVARD UNIT 107Sold · Sep ’25

$119,900

1370 HEATHER RIDGE BOULEVARD UNIT 107 · same community

2 bd · 1 ba · 990 sqft · $121/sqft · 315 DOM

1430 HEATHER RIDGE BOULEVARD UNIT 202Sold · May ’26

$147,000

1430 HEATHER RIDGE BOULEVARD UNIT 202 · same community

2 bd · 2 ba · 990 sqft · $148/sqft · 58 DOM

1370 HEATHER RIDGE BOULEVARD UNIT 104Sold · Dec ’25

$130,000

1370 HEATHER RIDGE BOULEVARD UNIT 104 · same community

2 bd · 1 ba · 990 sqft · $131/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1370 HEATHER RIDGE BOULEVARD UNIT 204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1370 HEATHER RIDGE BOULEVARD UNIT 204 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1370 HEATHER RIDGE BOULEVARD UNIT 204 FAQs

What would the monthly payment be for 1370 HEATHER RIDGE BOULEVARD UNIT 204?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $899/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1370 HEATHER RIDGE BOULEVARD UNIT 204?+

The most recent tax bill on record (2025) was $518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1370 HEATHER RIDGE BOULEVARD UNIT 204?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $109,900, this home is listed about 72% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1370 HEATHER RIDGE BOULEVARD UNIT 204?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DUNEDIN 34698 market on paper

$109,900 is 63% below the DUNEDIN 34698 median of $300,000, and at $111/sqft it sits under the Dunedin average of $330.

02Time on market is leverage

109 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $149,900, now $109,900 — a $40K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · JD Kaufman. MLS #TB8497932.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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