107 6TH STREET NW, RUSKIN, FL, 33570
Active108 days on marketListed Apr 14, 2026MLS #TB8497679
About this home
107 6TH STREET NW
Completely remodeled WATERFRONT home with 2 bedrooms, 2 bathrooms, and a 1-car carport located on the beautiful Ruskin Inlet with NO HOA/CDD now for sale! This is a dream property for any boating or fishing enthusiast. Plenty of space on the lot to park your trailer or motor home - even comes with 50-amp service! METAL ROOF (2017), NEWER hot water heater (2024), fenced, OUTDOOR KITCHEN, paver parking area, reinforced seawall with added seawall cap, DOCK with COVERED BOAT LIFT, shed, outdoor shower, FIRE PIT, floating kayak dock, and a COVERED SCREENED LANAI with NEW FLOORING. Inside, you'll find LUXURY VINYL FLOORING, TILE FLOORING in the style of wood plank, recessed lighting, QUARTZ COUNTERTOPS, and all NEWER APPLIANCES! There's a large Great Room housing both the living room area and kitchen, with STAINLESS STEEL appliances, a beautiful ISLAND with room for prep & seating, SOFT-CLOSE cabinets all the way up to the ceiling for maximum storage, pendant lights, and a lovely backsplash adding the finishing touch to this wonderful gathering space. The Laundry Room is separated by a barn-style door and features NEWER GE Profile washer/dryer, along with built-in shelving and storage! The Primary Bedroom includes a WALK-IN CLOSET and EN-SUITE BATHROOM complete with an updated single sink vanity, shower stall with built-in bench, and water closet. The spacious secondary bedroom is conveniently positioned across from the second full bath, which has an updated single sink vanity, tub/shower combination, and is tastefully decorated with a gorgeous textured wallpaper, chair rail, and wainscoting. Conveniently located with easy access to US-41 and I-75, this home offers the tranquility of waterfront living while remaining close to Tampa, St. Petersburg, Bradenton, and surrounding areas.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,092
Sqft
0.23 ac
Lot size
1972
Year built
One
Levels
$454
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,586 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,586/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+62.9%
$/sqft vs Ruskin actives
$454 vs $181
Days on market
108 vs 51 typical
Where $454/sqft sits among the 278 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
155 of 278
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 6TH STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$299,900
2111 N 14th Ave, Hollywood FL 33020 · same community
1 bd · 1.5 ba · 990 sqft · $303/sqft · 39 DOM
Sold · Dec ’25$339,000
1422 BAYSHORE ROAD
3 bd · 1 ba · 1,094 sqft · $310/sqft · 376 DOM
Sold · Feb ’26$105,000
1710 7TH STREET SW UNIT 67
2 bd · 2 ba · 1,064 sqft · $99/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 107 6TH STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 6TH STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
107 6TH STREET NW FAQs
What would the monthly payment be for 107 6TH STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,586/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 107 6TH STREET NW?+
The most recent tax bill on record (2025) was $3,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 107 6TH STREET NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $495,900, this home is listed about 42% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 107 6TH STREET NW?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$495,900 runs 46% above the RUSKIN 33570 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
108 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $550,000, now $495,900 — a $54K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Cathy Griggs. MLS #TB8497679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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