David Ramirez
$509,9006 bd4 ba3,310 sqft$154 /sqft$4,137 /mo all-in ↓

2451 DAKOTA ROCK DRIVE, RUSKIN, FL, 33570

Active12 days on marketListed Jul 22, 2026MLS #TB8529406

Single Family ResidenceRIVER BEND PH 4B

About this home

2451 DAKOTA ROCK DRIVE

Welcome to 2451 Dakota Rock Drive in the desirable River Bend community of Ruskin! This spacious 6-bedroom, 4-bathroom home offers over 3,300 square feet of thoughtfully designed living space, perfectly suited for growing families, multi-generational living, or anyone who loves to entertain. The open-concept floor plan features a beautifully appointed kitchen with granite countertops, rich wood cabinetry, stainless steel appliances, a walk-in pantry, and abundant prep space that flows seamlessly into the main living and dining areas. The expansive primary suite provides a private retreat with a luxurious en-suite bath, an oversized walk-in closet, and additional flex space ideal for a sitting area, home office, or reading nook. Generously sized secondary bedrooms and multiple full bathrooms offer comfort and convenience for family and guests alike. This home has been thoughtfully updated with a NEW roof (2025) and a 2023 Upstairs AC Unit, providing added value and peace of mind for the next owner. Situated on an oversized lot with no immediate rear neighbors, you'll enjoy exceptional privacy and plenty of outdoor space for entertaining, gardening, or creating your own backyard oasis. A three-car garage offers ample storage, and the home's location directly across from the community amenities makes it easy to enjoy two resort-style pools, tennis courts, a clubhouse, and a playground. Conveniently located just minutes from I-75, shopping, dining, schools, and Tampa Bay attractions, this exceptional home combines generous living space, recent updates, and an unbeatable location. Don't miss the opportunity to make this River Bend gem your next home! USDA Loan Eligible = $0 Down Payment!

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

3,310

Sqft

0.39 ac

Lot size

3

Garage

2014

Year built

Two

Levels

$154

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$21/mo
Taxes (2025)$8,748/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityFitness Center · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,137 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property tax — 2025 actual bill$729
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,847
Interest rate6.00%
Loan term

Estimated payment

$4,137/mo

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property taxes (actual bill)$729
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ruskin actives

$154 vs $181

Days on market

12 vs 51 typical

Where $154/sqft sits among the 276 Ruskin actives

127 · this home
78
23
15
11
22
$129–177$177–225$225–272$272–320$320–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ruskin

Map of 2451 DAKOTA ROCK DRIVE

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ruskin. See the full Ruskin guide →

RUSKIN 33570 — neighborhood snapshot

Population

33,676

Median age

36.7

Median income

$69,048

Median home value

$255,400

Avg household

2.86

Households w/ children

4,421

For the school run

Hillsborough County School District

ElementaryRuskin Elementary School★★★★★
HighLennard High School★★★★★
MiddleShields Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ruskin market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$330K$320K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

153 of 276

Ruskin actives have cut their price

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the RUSKIN 33570 median. See the full Ruskin market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $509,900 · 12 days on market since
2014Built · RIVER BEND PH 4B

Reality check

What actually sold near 2451 DAKOTA ROCK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2434 DAKOTA ROCK DRIVESold · Jun ’26

$362,000

2434 DAKOTA ROCK DRIVE · same community

4 bd · 3 ba · 2,264 sqft · $160/sqft · 181 DOM

608 WASHITA STONE DRIVESold · May ’26

$400,000

608 WASHITA STONE DRIVE

5 bd · 4 ba · 3,414 sqft · $117/sqft · 71 DOM

2111 COLVILLE CHASE DRIVESold · Mar ’26

$586,000

2111 COLVILLE CHASE DRIVE

5 bd · 4 ba · 3,505 sqft · $167/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2451 DAKOTA ROCK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2451 DAKOTA ROCK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2451 DAKOTA ROCK DRIVE FAQs

What would the monthly payment be for 2451 DAKOTA ROCK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,137/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2451 DAKOTA ROCK DRIVE?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2451 DAKOTA ROCK DRIVE?+

The most recent tax bill on record (2025) was $8,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2451 DAKOTA ROCK DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ruskin?+

At $509,900, this home is listed about 46% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2451 DAKOTA ROCK DRIVE?+

Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Shawn Hyer. MLS #TB8529406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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