
11319 70TH TERRACE, SEMINOLE, FL, 33772
Active101 days on marketListed Apr 15, 2026MLS #TB8497208
About this home
11319 70TH TERRACE
Welcome to your dream home in the centrally located Ridgewood Groves community of Seminole! This well maintained 2-bedroom, 1-bathroom, 1-car garage residence is an incredible value! LOCATED IN A NON-FLOOD ZONE, you’ll be captivated by the home’s outstanding curb appeal, lush landscaping, and welcoming exterior. Step through the front door and discover a warm, inviting layout designed for comfortable living and effortless entertaining. One of the standout features of this home is the EXPANSIVE ADDITIONAL BONUS ROOM, dramatically increasing the overall footprint and providing 2 versatile living spaces. Whether you need a home office, guest space, gym, playroom, or creative studio, the possibilities are endless. This added square footage truly sets this property apart from others in the area. Step out back through the large screened porch and discover a generously sized backyard perfect for hosting gatherings, adding a pool, or simply enjoying the Florida sunshine. The irrigation system easily keeps the lawn looking vibrant and green year-round. Located in a well-established neighborhood this home is BIKING DISTANCE to Seminole City Center for dining, shopping and movies, plus just a short drive to the beautiful Gulf beaches, parks, and top-rated schools. This is an opportunity to own one of the most versatile and appealing homes in Ridgewood Groves. Don’t miss your chance to make it yours!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,309
Sqft
0.19 ac
Lot size
1
Garage
1963
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,473 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,473/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
$/sqft vs Seminole actives
$267 vs $252
Days on market
101 vs 44 typical
Where $267/sqft sits among the 301 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33772 — neighborhood snapshot
Population
23,428
Median age
50.5
Median income
$74,026
Median home value
$327,000
Avg household
2.24
Households w/ children
1,996
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
164 of 301
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 11319 70TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$415,000
11525 81ST PLACE · same community
3 bd · 2 ba · 1,320 sqft · $314/sqft · 14 DOM
Sold · Jan ’26$435,000
8369 120TH STREET · same community
3 bd · 3 ba · 1,264 sqft · $344/sqft · 3 DOM
Sold · Aug ’25$430,000
11617 79TH AVENUE · same community
3 bd · 2 ba · 1,375 sqft · $313/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11319 70TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11319 70TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11319 70TH TERRACE FAQs
What would the monthly payment be for 11319 70TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,473/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11319 70TH TERRACE?+
The most recent tax bill on record (2025) was $1,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11319 70TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $349,900, this home is listed about 15% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 11319 70TH TERRACE?+
Seminole Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$349,900 runs 79% above the SEMINOLE 33772 median.
02Time on market is leverage
101 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Seminole Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $375,000, now $349,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Sandy Hartmann. MLS #TB8497208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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