David Ramirez
$352,000$359,0004 bd2 ba1,210 sqft$291 /sqft$2,764 /mo all-in ↓

9346 89TH AVE, SEMINOLE, FL, 33777

Active97 days on marketListed Apr 17, 2026MLS #TB8498840

Reduced $7KSingle Family ResidenceCLEARWOOD SUB 6TH ADD

About this home

9346 89TH AVE

A must-see, fully updated 4-bedroom block home in the highly desirable Seminole area! This move-in-ready property offers peace of mind with major upgrades already completed, including a new roof (2023), HVAC system (2024), and full re-plumbing (2024). Step inside to find updated flooring throughout, a beautifully renovated kitchen featuring granite countertops and stainless-steel appliances, and modernized bathrooms designed with style and functionality in mind. Every detail has been thoughtfully improved, making this home truly turnkey. Outside, enjoy a covered side porch, a spacious fenced backyard perfect for entertaining or pets, a carport, and a convenient storage shed. The oversized side yard provides ample space for boat or RV parking—an added bonus for Florida living. Ideally located just 25 minutes from Tampa International Airport and premier shopping and dining at International Plaza, this home offers the perfect balance of convenience and tranquility. Nestled on a quiet, family-friendly street, you’re also just minutes from top-rated Seminole schools and the beautiful Gulf beaches. Homes with this level of updates, flexibility, and prime location don’t last long—schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,210

Sqft

0.15 ac

Lot size

1970

Year built

One

Levels

$291

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Wood Siding
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorSliding Doors

Community & fees

Taxes (2025)$4,515/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,764 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,072
FHA mortgage insurance (est.)$156
Property tax — 2025 actual bill$376
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,320Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,320
Interest rate6.00%
Loan term

Estimated payment

$2,764/mo

Principal & interest$2,072
FHA mortgage insurance (est.)$156
Property taxes (actual bill)$376
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $352K
$290KedgeAI estimate $347,283 · range $302K$406K$422K

vs edgeAI estimate

+1.4%

Days on market

97 vs 44 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwood

Map of 9346 89TH AVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Clearwood — neighborhood snapshot

Population

478

Median age

34

Median income

$81,410

Median home value

$277,549

Avg household

3

Households w/ children

59%

For the school run

Pinellas County School District

MiddleOsceola Middle School★★★★★
ElementaryStarkey Elementary School★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $352,000 $7K
Apr 17, 2026Listed at $359,000 · 97 days on market since
1970Built · CLEARWOOD SUB 6TH ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9346 89TH AVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9346 89TH AVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9346 89TH AVE FAQs

What would the monthly payment be for 9346 89TH AVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,764/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9346 89TH AVE?+

The most recent tax bill on record (2025) was $4,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Seminole?+

At $352,000, this home is listed about 14% below the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 9346 89TH AVE?+

Osceola Middle School (middle), Starkey Elementary School (elementary), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$352,000 runs 19% above the SEMINOLE 33777 median.

02Time on market is leverage

97 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Osceola Middle School, Starkey Elementary School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $359,000, now $352,000 — a $7K cut. The full history is in the market section below.

Listing courtesy of PREMIER REALTY OF TAMPA · Richard Stone. MLS #TB8498840.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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