David Ramirez
$1,690,000$1,950,0004 bd3.5 ba2,716 sqft$622 /sqft$10,605 /mo all-in ↓

1304 INDIAN ROCKS ROAD, BELLEAIR, FL, 33756

Active111 days on marketListed Apr 14, 2026MLS #TB8497097

Reduced $260KNew constructionPrivate poolSingle Family ResidenceBELLEAIR ESTATES

About this home

1304 INDIAN ROCKS ROAD

This Stunning Belleair Home has Hollywood Hills written all over it! Experience the carefree lifestyle you've been dreaming of in this modern marvel. Located in the alluring Town of Belleair, this home is just a golf cart ride away from the iconic Pelican Club and the Historic Belleair Country Club. Take a stroll on the neighborhood sidewalks to the Community Parks and Sport Courts reserved exclusively for the residents of Belleair. This exquisite four-bedroom pool home was imagined by a Beverly Hills designer and constructed with care in one of Pinellas County’s most Charming Communities. Located in a non-evacuation zone and built to enjoy and withstand all of nature’s elements! Concrete composite exterior cladding combines exceptional protection from the elements with resilient sustainability. The ten foot ceilings and impact glass windows flood the space with glorious light. From the courtyard entry, the main living area is a wide-open space drawing the inside out and the outside in. This space includes a state-of-the-art kitchen with waterfall quartz countertops over a large center island, creating a sleek backdrop for the high-end appliances. The great room has six sliding glass panels that open to a covered sanctuary and resort style pool. The primary suite has access to the pool, an ensuite bath and two walk-in closets. The primary spa bath has a walk-in tiled shower, a generous soaking tub and a floating double vanity. The second suite has a view of the pool, a walk-in closet and a private ensuite bath with glass enclosed shower. The third and fourth bedrooms each have custom closets and share a luxurious full bath. The party bath for guests is a surprising contrast of matte black in this otherwise neutral palette. Beyond the kitchen, following a wall of built-in pantry cabinets, the large laundry room has loads of storage space and provides a mudroom entry from the attached two car garage – keeping this minimalist home more organized than you ever thought possible. The outdoor living space flows seamlessly from the great room and bedroom suites, offering additional square footage in this year-round oasis. Covered Living and Dining areas and an Outdoor Kitchen lend elegant poolside entertainment. Windows are tinted for privacy and energy efficiency. Natural gas powers the range, water heater, pool heater and BBQ grill. This Belleair Home is just minutes from Belleair Beach and St. Pete Clearwater International Airport. Just a thirty-minute drive to Downtown St. Petersburg or Tampa.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,716

Sqft

0.25 ac

Lot size

2

Garage

2025

Year built

One

Levels

$622

Per sqft

Private poolPool viewNegotiable

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionCement Siding · HardiPlank Type · Wood Frame
FoundationSlab
ViewPool
FacesSoutheast
ExteriorCourtyard · Garden · Irrigation System · Lighting · Outdoor Kitchen · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$8,304/yr
CommunityPark · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,605 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,119
PMI (est., until 20% equity)$634
Property tax — 2025 actual bill$692
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $169,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $169,000
Interest rate6.00%
Loan term

Estimated payment

$10,605/mo

Principal & interest$9,119
PMI (est., until 20% equity)$634
Property taxes (actual bill)$692
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BELLEAIR ESTATES

$622 vs $463

Days on market

111 vs 73 typical

Where $622/sqft sits among the 8 homes for sale in BELLEAIR ESTATES

1
4
1
1 · this home
0
1
$305–387$387–468$468–549$549–631$631–712$712+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleair Estates

Map of 1304 INDIAN ROCKS ROAD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair. See the full Belleair guide →

Belleair Estates — neighborhood snapshot

Population

1,378

Median age

58

Median income

$123,058

Median home value

$641,015

Avg household

2

Households w/ children

95%

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$1.1M$1.1M

Belleair median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

4 of 8

BELLEAIR ESTATES have cut their price

Median sold price, Belleair, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 412% above the BELLEAIR 33756 median. See the full Belleair market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,690,000 $260K
Apr 14, 2026Listed at $1,950,000 · 111 days on market since
2025Built · BELLEAIR ESTATES

Reality check

What actually sold near 1304 INDIAN ROCKS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

646 MEHLENBACHER ROADSold · Dec ’25

$1,280,000

646 MEHLENBACHER ROAD · same community

4 bd · 2.5 ba · 2,607 sqft · $491/sqft · 0 DOM

1336 INDIAN ROCKS ROADSold · Dec ’25

$1,200,000

1336 INDIAN ROCKS ROAD · same community

4 bd · 3.5 ba · 3,010 sqft · $399/sqft · 3 DOM

715 PONCE DE LEON BOULEVARDSold · Jul ’26

$725,000

715 PONCE DE LEON BOULEVARD · same community

3 bd · 2.5 ba · 2,262 sqft · $321/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1304 INDIAN ROCKS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1304 INDIAN ROCKS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1304 INDIAN ROCKS ROAD FAQs

What would the monthly payment be for 1304 INDIAN ROCKS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,605/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1304 INDIAN ROCKS ROAD?+

The most recent tax bill on record (2025) was $8,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Belleair?+

At $1,690,000, this home is listed about 119% above the Belleair median of $769,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1304 INDIAN ROCKS ROAD?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,690,000 runs 412% above the BELLEAIR 33756 median — but at 2,716 sqft it's also 47% larger than the typical Belleair listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,950,000, now $1,690,000 — a $260K cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Rachel Alexander. MLS #TB8497097.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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