David Ramirez
$1,249,0005 bd4.5 ba4,090 sqft$305 /sqft$8,074 /mo all-in ↓

1330 INDIAN ROCKS ROAD, BELLEAIR, FL, 33756

Active24 days on marketListed Jul 10, 2026MLS #TB8528128

Private poolSingle Family ResidenceBELLEAIR ESTATES

About this home

1330 INDIAN ROCKS ROAD

Nestled in the heart of Belleair, this enchanting 1925 Mediterranean estate is a rare architectural gem filled with timeless character, flexible living options, and endless potential. Set on a private tropical property with a 2023 ROOF, NO FLOOD required, NO HOA, Multifamily Zoning. This distinctive residence offers exceptional versatility for multigenerational living, guest accommodations, or a unique estate-style retreat in one of Pinellas County’s most desirable coastal communities. Belleair is known for its beautiful residential setting, established charm, nearby parks and sports courts, and exceptional recreational opportunities. Just across the street, you will find the Belleair Country Club, Pelican Golf Club, and the recreation center, which hosts soccer games, pickleball matches, and summer concerts. The property is also just minutes from Gulf beaches, dining, shopping, and the relaxed Florida lifestyle. The main residence features over 3,331 square feet of living space and is highlighted by two inviting atriums that fill the home with natural light and create a seamless connection between the interior spaces and surrounding tropical landscape. At the center of the home, the unique sunroom overlooks the pool and lush gardens, creating a memorable focal point and a peaceful space to relax or entertain. An adjacent playroom adds even more flexibility for everyday living, recreation, hobbies, or additional gathering space. The spacious primary suite offers direct pool access, two walk-in closets, and generous proportions. Two additional bedrooms each feature their own en suite bathrooms, with one also enjoying direct access to the pool. The fifth bedroom could also be used as a private office with custom built-ins, providing an ideal workspace or creative area, while the layout throughout the home offers excellent storage, including a former wine cellar, and a variety of spaces that can be adapted to fit the next owner’s needs. Rich in original architectural details, the home showcases beautiful hardwood floors, classic Mediterranean terracotta tile floors, original stained-glass windows, and a warm sense of history throughout. The kitchen is located adjacent to the formal dining room and offers abundant cabinetry. Located beside the detached two-car garage, the guest house offers approximately 633 square feet of living space, complete with one bedroom, one bathroom, a full kitchen, and a 126-square-foot enclosed porch. This separate living space adds tremendous value and flexibility, making it ideal for extended family, guests, a private retreat, or additional multifamily use. Outside, the extra-long, deep pool is surrounded by mature tropical landscaping, creating a private and serene backyard setting. The pool would benefit from resurfacing, giving the next owner an opportunity to personalize the outdoor space and bring their own vision to the property. Restore this Mediterranean masterpiece to its original grandeur and create your own dream property in the heart of Belleair. Don’t miss this rare opportunity to own one of the area’s most distinctive homes.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,090

Sqft

0.33 ac

Lot size

2

Garage

1925

Year built

One

Levels

$305

Per sqft

Private poolFireplace

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationCrawlspace · Slab
FacesSoutheast
ExteriorSliding Doors

Community & fees

Taxes (2025)$8,471/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,074 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,740
PMI (est., until 20% equity)$468
Property tax — 2025 actual bill$706
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $124,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $124,900
Interest rate6.00%
Loan term

Estimated payment

$8,074/mo

Principal & interest$6,740
PMI (est., until 20% equity)$468
Property taxes (actual bill)$706
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BELLEAIR ESTATES

$305 vs $507

Days on market

24 vs 73 typical

Where $305/sqft sits among the 8 homes for sale in BELLEAIR ESTATES

0 · this home
4
1
2
0
1
$305–387$387–468$468–549$549–631$631–712$712+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleair Estates

Map of 1330 INDIAN ROCKS ROAD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair. See the full Belleair guide →

Belleair Estates — neighborhood snapshot

Population

1,378

Median age

58

Median income

$123,058

Median home value

$641,015

Avg household

2

Households w/ children

95%

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$1.1M$1.1M

Belleair median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

5 of 8

BELLEAIR ESTATES have cut their price

Median sold price, Belleair, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 278% above the BELLEAIR 33756 median. See the full Belleair market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $1,249,000 · 24 days on market since
1925Built · BELLEAIR ESTATES

Reality check

What actually sold near 1330 INDIAN ROCKS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

101 PONCE DE LEON BOULEVARDSold · Jan ’26

$2,010,000

101 PONCE DE LEON BOULEVARD · same community

4 bd · 3.5 ba · 3,634 sqft · $553/sqft · 15 DOM

1205 PALM VIEW AVENUESold · May ’26

$1,900,000

1205 PALM VIEW AVENUE · same community

4 bd · 2.5 ba · 4,946 sqft · $384/sqft · 2 DOM

1336 INDIAN ROCKS ROADSold · Dec ’25

$1,200,000

1336 INDIAN ROCKS ROAD · same community

4 bd · 3.5 ba · 3,010 sqft · $399/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1330 INDIAN ROCKS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1330 INDIAN ROCKS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1330 INDIAN ROCKS ROAD FAQs

What would the monthly payment be for 1330 INDIAN ROCKS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,074/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1330 INDIAN ROCKS ROAD?+

The most recent tax bill on record (2025) was $8,471. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Belleair?+

At $1,249,000, this home is listed about 62% above the Belleair median of $769,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1330 INDIAN ROCKS ROAD?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,249,000 runs 278% above the BELLEAIR 33756 median — but at 4,090 sqft it's also nearly twice the size of the typical Belleair listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Valerie Jarnberg. MLS #TB8528128.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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