1170 GULF BLVD UNIT 1004, CLEARWATER, FL, 33767
Active111 days on marketListed Apr 14, 2026MLS #TB8496707
About this home
1170 GULF BLVD UNIT 1004
One or more photo(s) has been virtually staged. STRUCTUALLY ENHANCED WITH BRAND NEW HURRICANE RATED SLIDERS AND WINDOWS. SUBLIME PLEASE MEET UNOBSTRUCTED. UNOBSTRUCTED WATER VIEWS OVER THE GULF OF MEXICO, CLEARWATER PASS, SAND KEY’S PARK AND BRIDGE, THE HARBOR, OUR CITY’S LIGHTS AND A FULL BLOWN PANORAMA OF ENGAGING DAY AND NIGHT TIME VISTAS, THAT IS. SUBLIME TELL US ABOUT ABOUT THE LEVEL 5 SKIM COATED CONSTRUCTION PERFECTION THAT LIES WITHIN…CUSTOM KITCHEN CABINETRY, STUNNING QUARTZITE COUNTERS, WORLD WORTHY APPLIANCES, ETHEREAL PAINT TREATMENTS, REMARKABLY SCALED TILE FLOORING THROUGHOUT, STRIKING TIMELESS BATHS APPOINTED IN BESPOKE CABINETRY, & ENCASED IN GORGEOUS STONE & TILE FOR AN INTEGRATED STREAMLINED LOOK AND FEEL. LEGENDARY FIXTURES, SOLID CORE DOORS, WITH MAGNIFICENT MILL WORK AND HARDWARE RESONATE THROUGHOUT THIS FULL 3 BEDROOM BELLUCIA WITHIN THE ICON THAT IS THE WATERMARK GRANDE ON NORTH SAND KEY BEACH. 14 ACRES OF RESORT INFUSED AMENITIES INCLUSIVE OF: MULTIPLE POOLS, COURTS, SOCIAL EMPORIUMS, STATE OF THE ART FITNESS CENTERS AWAIT YOUR EXTRAORDINARY WEST GULF COAST OF FLORIDA LIFESTYLE.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,598
Sqft
1998
Year built
One
Levels
$875
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,673 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,673/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+67.3%
$/sqft vs Clearwater actives
$875 vs $218
Days on market
111 vs 47 typical
Where $875/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1170 GULF BLVD UNIT 1004
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,000,000
1180 GULF BOULEVARD UNIT 303 · same community
3 bd · 2 ba · 1,598 sqft · $626/sqft · 3 DOM
Sold · Dec ’25$975,000
1170 GULF BOULEVARD UNIT 1004 · same community
3 bd · 2 ba · 1,598 sqft · $610/sqft · 2 DOM
Sold · Feb ’26$2,400,000
1180 GULF BOULEVARD UNIT 2001 · same community
3 bd · 3 ba · 2,521 sqft · $952/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1170 GULF BLVD UNIT 1004 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1170 GULF BLVD UNIT 1004 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1170 GULF BLVD UNIT 1004 FAQs
What would the monthly payment be for 1170 GULF BLVD UNIT 1004?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,673/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1170 GULF BLVD UNIT 1004?+
The most recent tax bill on record (2025) was $17,348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1170 GULF BLVD UNIT 1004?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,398,000, this home is listed about 408% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1170 GULF BLVD UNIT 1004?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,398,000 runs 152% above the CLEARWATER 33767 median — but at 1,598 sqft it's also 27% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
111 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Rafal Wazio. MLS #TB8496707.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 1170 GULF BLVD UNIT 1004 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →