106 THATCH PALM STREET W, LARGO, FL, 33770
Active113 days on marketListed Apr 11, 2026MLS #TB8496638
About this home
106 THATCH PALM STREET W
Welcome to your home in Palm Hill Country Club. This 55 plus community offers a true Florida resort lifestyle feel. Palm Hill Country Club offers a nine-hole par 30 Golf Course with Pro Shop , Two Clubhouses, each with a Recreation Club, Swimming Pools and Jacuzzis with sun decks in each of two Recreation Areas, Three Tennis Courts,Two Bocce Courts, Two complete sets of Shuffleboard Courts, one of which is completely enclosed for use in any weather, Two Billiards Rooms, Horseshoes Pit, Bicycle Club, Pickle Ball Court, Two Libraries and if needed, Two Laundry Facilities. The monthly maintenance fee of 595.00 per month covers water, sewer, trash, lawn care, internet and cable. Your 2 bed 2 bath home has everything you can ask for. This beautifully furnished and remodeled 2 bed 2 bath home is move in ready. You will immediately notice pride in ownership. Featuring NEW flooring, window treatments and toilets. NEWER AC, concrete landing with handrail, appliances, counter tops and home underlayment. Your kitchen has plenty of cabinet and counter space to please any chef. The kitchen is open to your spacious living room that is adjacent to a and bonus area with lots of natural light. The primary bedroom is large enough for a king bed and more including an en suite bath with walk in shower. The guest bedroom is equally inviting with easy access to the second bath. The carport provides covered parking for 2 vehicles. There is a full-size washer and dryer in the shed with additional storage. The land is a co-op proprietary lease. As stated in the Co-operative share disclosure.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,244
Sqft
163.91 ac
Lot size
1993
Year built
One
Levels
$105
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,734 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,734/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.6%
$/sqft vs PALM HILL MOBILE HOME PARK UNREC
$105 vs $126
Days on market
113 vs 42 typical
Where $105/sqft sits among the 19 homes for sale in PALM HILL MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Palm Hill — neighborhood snapshot
Population
1,485
Median age
61
Median income
$56,382
Median home value
$129,997
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
11 of 19
PALM HILL MOBILE HOME PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 THATCH PALM STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$166,840
261 SAGO PALM STREET · same community
2 bd · 2 ba · 1,284 sqft · $130/sqft · 92 DOM
Sold · Aug ’25$116,000
225 ROYAL PALM CIRCLE · same community
2 bd · 2 ba · 1,284 sqft · $90/sqft · 184 DOM
Sold · May ’26$173,000
672 SUGAR PALM STREET · same community
2 bd · 2 ba · 1,296 sqft · $133/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 106 THATCH PALM STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 THATCH PALM STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
106 THATCH PALM STREET W FAQs
What would the monthly payment be for 106 THATCH PALM STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,734/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 106 THATCH PALM STREET W?+
The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 106 THATCH PALM STREET W?+
The most recent tax bill on record (2024) was $1,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 106 THATCH PALM STREET W?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $130,000, this home is listed about 52% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 106 THATCH PALM STREET W?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33770 market on paper
$130,000 is 43% below the LARGO 33770 median of $228,000, and at $105/sqft it sits under the Largo average of $247.
02Know the monthly fee
The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
113 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $157,500, now $130,000 — a $28K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Maryann Spearman. MLS #TB8496638.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 106 THATCH PALM STREET W but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →