709 SUGAR PALM STREET, LARGO, FL, 33778
Active497 days on marketListed Mar 23, 2025MLS #TB8365261
About this home
709 SUGAR PALM STREET
NEW LOWER PRICE! Experience the exceptional amenities offered by Palm Hill Country Club, an exclusive 55+ resort community. Enjoy access to three swimming pools, two hot tubs, golf, tennis, pickleball, shuffleboard, and numerous planned activities. This community is located near shopping centers, restaurants, medical facilities, movie theaters, banks, and public transportation, with easy access to several local beaches and two regional airports. The maintenance fee of $554.00 per month covers water, sewer, garbage collection, lawn care, cable, and internet services. INTERIOR: This newly listed 1978 home measures 24x52 and encompasses 2 bedrooms and 2 bathrooms. The floor plan is one of the largest in the park. This home is offered move in ready with tasteful furnishings and décor(seller may remove a few items- list will be provided). Additional features include updated tilt-in windows with a lifetime transferable warranty, ceiling fans, ceiling ducts, and central heat and air (2017) The front of the home features large windows that provide ample natural light to the living area. As well as being flooded with light, this area is tremendous in size, perfect for extra visitors to gather. The dining area is connected to the living room and includes a built-in buffet with numerous cabinets and drawers for extra storage or display of special collections. The dining room shows hardwood floors, while most other areas of the home feature laminate flooring. The kitchen offers an eating space, two pantries, an updated refrigerator, updated dishwasher, stove top and wall oven, built-in microwave, and a newer sink and faucet. The primary bedroom is substantial in size with the main emphasis on storage. The room highlights a walk-in closet, two built-in dressers(one being wall to wall) an en suite bath with a newer sink in the vanity, and an accessible walk-in shower. The guest bedroom is ample and possesses a walk-in closet and a built-in dresser that incorporates cupboards. The guest bathroom consists of a tiled shower and tub, as well as a newer sink. EXTERIOR: This well-presented home exhibits an attractive curb appeal with meticulously maintained vinyl siding and recently updated cloth awnings that enhance its elegance. The extended carport provides substantially covered parking, complemented by a sizable shed for extra storage, which includes a newer washer and dryer for prime ease of use. A lowered 12x26 air-conditioned Florida room permits for more entertainment possibilities. The durable roof-over was replaced in 2017, ensuring long-term reliability. Priced at $129,900 with a share, this property represents an excellent opportunity that is expected to attract considerable interest! Please contact me today to arrange a private showing
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,248
Sqft
0 ac
Lot size
1978
Year built
One
Levels
$104
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,655 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,655/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs PALM HILL MOBILE HOME PARK UNREC
$104 vs $126
Days on market
497 vs 42 typical
Where $104/sqft sits among the 19 homes for sale in PALM HILL MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Palm Hill — neighborhood snapshot
Population
1,485
Median age
61
Median income
$56,382
Median home value
$129,997
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
11 of 19
PALM HILL MOBILE HOME PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 709 SUGAR PALM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$166,840
261 SAGO PALM STREET · same community
2 bd · 2 ba · 1,284 sqft · $130/sqft · 92 DOM
Sold · Aug ’25$116,000
225 ROYAL PALM CIRCLE · same community
2 bd · 2 ba · 1,284 sqft · $90/sqft · 184 DOM
Sold · May ’26$173,000
672 SUGAR PALM STREET · same community
2 bd · 2 ba · 1,296 sqft · $133/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 709 SUGAR PALM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 709 SUGAR PALM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
709 SUGAR PALM STREET FAQs
What would the monthly payment be for 709 SUGAR PALM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,655/mo — principal and interest, the actual property-tax bill, the $554/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 709 SUGAR PALM STREET?+
The association fee works out to $554 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 709 SUGAR PALM STREET?+
The most recent tax bill on record (2024) was $1,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 709 SUGAR PALM STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $129,900, this home is listed about 52% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 709 SUGAR PALM STREET?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33778 market on paper
$129,900 is 26% below the LARGO 33778 median of $174,900, and at $104/sqft it sits under the Largo average of $247.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $554/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
497 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SELECT REAL ESTATE OF PINELLAS · Patricia Long. MLS #TB8365261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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