912 SE 46TH STREET UNIT 201, CAPE CORAL, FL, 33904
Active120 days on marketListed Apr 11, 2026MLS #TB8495897
About this home
912 SE 46TH STREET UNIT 201
Sun-drenched, waterfront-inspired living meets the vibrant energy of Downtown Cape Coral in this exceptional corner end-unit—an offering that effortlessly blends coastal elegance, investment potential, and an unbeatable location. Perfectly positioned within an intimate, beautifully maintained community of just six residences, this turnkey furnished 2-bedroom, 2-bath condo delivers both privacy and convenience, making it an ideal full-time residence, seasonal retreat, or high-performing rental opportunity. Bathed in natural light from its coveted southern exposure, this bright and airy home showcases a seamless indoor-outdoor lifestyle, highlighted by a spacious screened-in lanai where you can unwind, entertain, and take in breathtaking sunset skies. Every detail invites relaxation, creating a peaceful sanctuary just moments from the excitement of downtown living. Designed with boating enthusiasts in mind, this property offers a rare opportunity to reserve a private boat dock and lift, with renderings available—placing you just a short 10-minute ride from the Caloosahatchee River and open Gulf waters beyond. Whether it’s spontaneous sunset cruises or weekend adventures on the water, this is true Southwest Florida living at its finest. Located just a quick walk or bike ride to Cape Coral’s iconic 47th Terrace, you’ll find yourself immersed in a dynamic waterfront lifestyle filled with top-rated dining, boutique shopping, live entertainment, and year-round events. Yet, within your own residence, you’ll enjoy a quiet, serene atmosphere that feels worlds away. This pet-friendly community—with no age restrictions—offers exceptional flexibility, including seasonal rental options (up to twice per year) or annual leasing. With a strong rental history, this property stands out as a smart and versatile investment. Opportunities like this are rare—where location, lifestyle, and long-term value converge into one unforgettable property. Whether you’re drawn by the boating access, the walkable downtown lifestyle, or the effortless turnkey convenience, this residence is a must-see for those seeking their own slice of paradise in Cape Coral.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,250
Sqft
0.1 ac
Lot size
1978
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,077 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,077/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.7%
$/sqft vs Cape Coral actives
$203 vs $248
Days on market
120 vs 49 typical
Where $203/sqft sits among the 337 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33904 — neighborhood snapshot
Population
32,925
Median age
58.6
Median income
$66,933
Median home value
$347,100
Avg household
2.21
Households w/ children
1,918
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
101 of 337
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 912 SE 46TH STREET UNIT 201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$140,000
108 SE 47TH STREET UNIT 103
2 bd · 2 ba · 1,266 sqft · $111/sqft · 182 DOM
Sold · Nov ’25$280,000
4115 SE 18TH PLACE UNIT 201
2 bd · 2 ba · 1,225 sqft · $229/sqft · 33 DOM
Sold · Mar ’26$226,000
4321 COUNTRY CLUB BOULEVARD UNIT 207
2 bd · 2 ba · 1,289 sqft · $175/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 912 SE 46TH STREET UNIT 201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 912 SE 46TH STREET UNIT 201 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
912 SE 46TH STREET UNIT 201 FAQs
What would the monthly payment be for 912 SE 46TH STREET UNIT 201?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,077/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 912 SE 46TH STREET UNIT 201?+
The most recent tax bill on record (2025) was $3,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 912 SE 46TH STREET UNIT 201?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $254,000, this home is listed about 43% below the Cape Coral median of $442,500. The market section on this page shows how the area is trending.
Which schools are assigned to 912 SE 46TH STREET UNIT 201?+
Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CAPE CORAL 33904 market on paper
$254,000 is 45% below the CAPE CORAL 33904 median of $459,450, and at $203/sqft it sits under the Cape Coral average of $295.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
120 days on market against a Cape Coral median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Pelican Elementary School, Cape Coral High School, Cape Elementary School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $259,000, now $254,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Heather Porrett. MLS #TB8495897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Cape Coral homes, in your inbox
Like 912 SE 46TH STREET UNIT 201 but not quite? A daily digest of every new listing in Cape Coral — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →