1051 WINDING PINES CIRCLE UNIT 105, CAPE CORAL, FL, 33909
Active65 days on marketListed Jun 2, 2026MLS #G5113207
About this home
1051 WINDING PINES CIRCLE UNIT 105
FIRST FLOOR...Welcome to 1051 Winding Pine Circle, Unit 105, located in the desirable gated community of Casa di Fiori in Cape Coral. This beautifully maintained 3-bedroom, 2-bath residence offers an open-concept floor plan with a versatile den, perfect for a home office, guest space, or additional living area. Thoughtful upgrades include crown moulding, stainless steel appliances, granite countertops in the kitchen and baths, upgraded soft-close cabinetry, tile and laminate flooring, interior laundry, impact doors and windows, manual shutters, and a detached single-car garage. The enclosed lanai also features newly installed hurricane blinds, providing additional protection and comfort while enhancing the outdoor living space. Enjoy low-maintenance, resort-style living with a monthly maintenance fee of only $510, which includes water, sewer, basic cable, interior and exterior pest control, and access to the community amenities. Casa di Fiori offers a beautiful swimming pool with a lap lane, relaxing spa, pickleball, tennis, bocce ball, billiards, a fitness center, and more. Additional highlights include a pet-friendly community and no flood insurance required, offering added convenience and peace of mind. Ideally located near Cape Coral’s canals, marinas, boating, fishing, dining, shopping, and nearby beaches, this home is a wonderful opportunity to enjoy the Florida lifestyle. Schedule your private showing today. INFORMATION IS DEEMED RELIABLE BUT NOT GUARANTEED…TO BE VERIFIED BY THE BUYER AND/OR BUYER'S AGENT, INCLUDING UTILITIES.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,273
Sqft
0.39 ac
Lot size
1
Garage
2020
Year built
Two
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,212 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,212/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cape Coral actives
$220 vs $249
Days on market
65 vs 49 typical
Where $220/sqft sits among the 335 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33909 — neighborhood snapshot
Population
36,917
Median age
38
Median income
$79,096
Median home value
$292,800
Avg household
2.88
Households w/ children
4,297
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
104 of 335
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 300% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1051 WINDING PINES CIRCLE UNIT 105
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$204,000
1102 WINDING PINES CIRCLE UNIT 205 · same community
3 bd · 2 ba · 1,325 sqft · $154/sqft · 169 DOM
Sold · Jul ’26$110,000
1699 GOLF CLUB DRIVE UNIT 3
2 bd · 2 ba · 1,378 sqft · $80/sqft · 32 DOM
Sold · Aug ’25$100,000
524 PANGOLA DRIVE
2 bd · 2 ba · 1,424 sqft · $70/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1051 WINDING PINES CIRCLE UNIT 105 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1051 WINDING PINES CIRCLE UNIT 105 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1051 WINDING PINES CIRCLE UNIT 105 FAQs
What would the monthly payment be for 1051 WINDING PINES CIRCLE UNIT 105?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,212/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1051 WINDING PINES CIRCLE UNIT 105?+
The most recent tax bill on record (2025) was $3,359. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1051 WINDING PINES CIRCLE UNIT 105?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $279,999, this home is listed about 38% below the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1051 WINDING PINES CIRCLE UNIT 105?+
Diplomat Middle School (middle), Diplomat Elementary School (elementary), Dr Carrie D Robinson Littleton Elementary School (elementary), Tropic Isles Elementary School (elementary), Caloosa Middle School (middle), North Fort Myers High School (high), Caloosa Elementary School (elementary), Mariner High School (high), Island Coast High School (high), Hancock Creek Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$279,999 runs 300% above the CAPE CORAL 33909 median.
02Strong assigned schools
Diplomat Middle School, Diplomat Elementary School, Dr Carrie D Robinson Littleton Elementary School, Tropic Isles Elementary School, Caloosa Middle School, North Fort Myers High School, Caloosa Elementary School, Mariner High School, Island Coast High School, Hancock Creek Elementary School, Cape Coral High School, Ida S. Baker High School — Diplomat Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $284,999, now $279,999 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Tammy Campbell. MLS #G5113207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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