2525 W BAY DRIVE UNIT C33, LARGO, FL, 33770
Active107 days on marketListed Apr 9, 2026MLS #TB8495676
About this home
2525 W BAY DRIVE UNIT C33
PRICE DECREASED $5000. Cute 2 bedroom 1 bath condo in Belleair Bluffs. Unit offers tile floors in living areas and carpet in the bedrooms, and one covered parking spot. This unit is located close to the beaches, and walking distance to restauraunts, shopping and Publix. No FLood insurance needed.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
970
Sqft
2 ac
Lot size
1974
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,401 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,401/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−40.4%
$/sqft vs Largo actives
$165 vs $236
Days on market
107 vs 42 typical
Where $165/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
202 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2525 W BAY DRIVE UNIT C33
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$125,000
2525 W BAY DRIVE UNIT E23 · same community
2 bd · 1 ba · 837 sqft · $149/sqft · 70 DOM
Sold · Jul ’25$145,000
2525 W BAY DRIVE UNIT B43 · same community
2 bd · 1 ba · 837 sqft · $173/sqft · 35 DOM
Sold · Oct ’25$194,000
2525 W BAY DRIVE UNIT A46 · same community
2 bd · 2 ba · 835 sqft · $232/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2525 W BAY DRIVE UNIT C33 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2525 W BAY DRIVE UNIT C33 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2525 W BAY DRIVE UNIT C33 FAQs
What would the monthly payment be for 2525 W BAY DRIVE UNIT C33?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,401/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2525 W BAY DRIVE UNIT C33?+
The most recent tax bill on record (2025) was $2,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2525 W BAY DRIVE UNIT C33?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $159,900, this home is listed about 41% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2525 W BAY DRIVE UNIT C33?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33770 market on paper
$159,900 is 42% below the LARGO 33770 median of $275,000, and at $165/sqft it sits under the Largo average of $247.
02Time on market is leverage
107 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $164,900, now $159,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RMS ELITE PROPERTIES · Steve Grove. MLS #TB8495676.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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