2525 W BAY DRIVE UNIT C34, LARGO, FL, 33770
Active73 days on marketListed May 18, 2026MLS #O6408808
About this home
2525 W BAY DRIVE UNIT C34
Bright corner-unit condo in the heart of Belleair Bluffs, one of the area’s most desirable coastal communities known for its walkability, charm, and relaxed beach-town lifestyle. Just minutes from the Gulf beaches, Belleair Causeway, waterfront parks, local restaurants, coffee shops, boutique shopping, and Publix — everything you need is right nearby. Filled with natural light, this condo has an open living and dining layout, spacious bedroom, pool access, and a peaceful community atmosphere. Enjoy morning walks to coffee shops, sunset trips to the beach, nearby waterfront dining, and the convenience of living in a quiet, established neighborhood close to everything. One of the lowest HOA fees in the area makes this an exceptional opportunity for affordable coastal living. Perfect as a full-time residence, seasonal getaway, or investment opportunity. Features: Bright corner unit with abundant natural light One of the lowest HOA fees in the area Pool access Quiet community Highly walkable location Minutes to beaches, dining, shopping, and waterfront parks assigned parking Buyer’s agents welcome. Currently occupied by tenants with a lease in place until June 2027, providing a steady rental income opportunity.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
835
Sqft
1
Garage
1974
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,223 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,223/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$267 vs $236
Days on market
73 vs 42 typical
Where $267/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2525 W BAY DRIVE UNIT C34
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$194,000
2525 W BAY DRIVE UNIT A46 · same community
2 bd · 2 ba · 835 sqft · $232/sqft · 125 DOM
Sold · Jul ’26$144,954
2525 W BAY DRIVE UNIT C43 · same community
2 bd · 1 ba · 837 sqft · $173/sqft · 5 DOM
Sold · Mar ’26$125,000
2525 W BAY DRIVE UNIT E23 · same community
2 bd · 1 ba · 837 sqft · $149/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2525 W BAY DRIVE UNIT C34 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2525 W BAY DRIVE UNIT C34 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2525 W BAY DRIVE UNIT C34 FAQs
What would the monthly payment be for 2525 W BAY DRIVE UNIT C34?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,223/mo — principal and interest, the actual property-tax bill, the $496/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2525 W BAY DRIVE UNIT C34?+
The association fee works out to $496 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2525 W BAY DRIVE UNIT C34?+
The most recent tax bill on record (2025) was $1,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2525 W BAY DRIVE UNIT C34?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $223,000, this home is listed about 17% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2525 W BAY DRIVE UNIT C34?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6408808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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